Thursday, 31 May 2012

GOOD SOCIAL ENTREPRENEUR GUIDE


Sunday, 27 May 2012

NETWORKING IS WEALTH (SPEECH Z)


Ladies and Gentlemen,

In this wonderful world of emails, eBay, linkedin and tweeter, it is no longer business as usual.


In fact, we are living in a world of Business Unusual.


We don’t speak anymore – we email and SMS friends and relatives.


We don’t window-shop anymore – we surf the net for those pretty things we want.


We don’t meet anymore – we inter face using avatars and domain names – and this is sad, bad…and glad!




Glad?


Yes! Now we can connect and be better served via Networking!


With that, I want all you friendly Facebookers and thrill-seeking Tweeters: Who has made money from networking?



Great! Now, who wants to make more money through Networking?  


Fantastic! Thank you.





Yes, this is exactly what I am going to share with you today, because networking is my passion.





Blogging has helped me discover a world I didn’t know exist, connected me with friends I have yet to meet, and allowed me to share my interest with like-minded people globally.



I began blogging in my late forties with lots of handicaps - I am lousy at technology, and I am not good at writing and storytelling.


But I learn these skills from my new friends globally through Networking.

Working closely with like-minded people, sharing our meager (abundant) resources and broad (expanding) networking generously fuel us to prosper rapidly.


This rewarding and enriching journey via my networks of friends has opened doors for me, and removed my limited beliefs.


As a result, I was shown opportunities to actively participate in events related to my interests.





I have given a Radio talk on tea culture on BFM 89.9


I have conduct seminars on Looking Beyond Financial Statements


To date, I have conducted interviews with local and international authors, and participated in book launches by local and international authors.





My networking via my blogs offers me a solid platform to touch different people around the world with just a few finger clicks.





It also made me more resourceful, efficient and effective by engaging with the latest and powerful communication tools.





It colours my life with lots of new and refreshing ideas, solutions, contacts and business opportunities, so to speak.





In short, Networking is Wealth.





Networking has enabled me to impart my skills and knowledge to others so that they could acquire the skill on how to fish and not wait for someone to give them a fish





With this, I am able to leave my foot prints in people's hearts and repay those kind souls who have touched my life.





Through networking, both on line and off line, I have also managed to invest in some good business ventures and made handsome profits.





You know, I make money from blogging too.





Imagine being paid doing something you truly enjoy!





Now, you know why I turn my hobby, tea drinking, into a business enterprise. To know more, please check them out at my blogs.





Once people know who you are, they will feel more comfortable dealing with you. This is where integrity speaks through your action.





Another beauty of networking is its perpetual nature. You will reap more benefits over times. That's one of the reasons why I ended up with not only one blog, but a few.





Due to strong supports and responses, a few of my blogs have reached high rankings in the Google's search engine in certain keywords.





Ladies and Gentlemen, you can use networking to brand yourself, products and services.


 I guarantee that you may even get referrals and testimonials from those who are satisfied with your services and products. I have!





In conclusion, we need networking to keep things going.  Otherwise, how our is our business going to have the exposure it needs? Without much exposure, we may face the prospect of closure.





I wish you a lot of funbuilding a strong, sustainable and successful network.





I will share with you more on wealth building in my next few speeches.





James Oh








Thursday, 24 May 2012

TIME MORE POWERFULTHAN MONEY



TIME CAN SINK UNSINKABLE TITANIC JUST A COUPLE OF HOURS AFTER IT HIT THE ICEBERG.

NEVER OVERESTIMATED YOUR OWN STRENGTH NO MATTER HOW POWERFUL YOU ARE TODAY. EVERYTHING IS SUBJECT TO CHANGE. NONE OF US IS SPARE FROM IT.
SO. DO WEALTH.

THANKS AND STAY TUNE FOR MORE EXCITING ARTICLES TO COME. PLEASE REMEMBER TO SPREAD TO YOUR CIRCLE OF FRIENDS IF YOU FIND IT USEFUL.

THANK YOU AND LOOK FORWARD TO HEARING FROM YOU.

JAMES OH



Wednesday, 23 May 2012

Monday, 21 May 2012

Wall Street Week Ahead: Market is oversold, but major signs say "sell"

By Angela Moon

NEW YORK (Reuters) - Normally a big decline would set up Wall Street for a technical rebound. But that may not be the case this week, even after the market posted its worst weekly loss for the year and the S&P fell for six straight sessions.

With the corporate earnings season drawing to an end and recent U.S. economic data raising doubts about the pace of growth, the S&P 500, which is down 7.3 percent so far in May, could decline further this week as concerns about the financial health of Europe persist.

"What has changed in the world since April? We went from hearing a constant refrain that the world is awash in money and markets must go higher to hearing nobody wants to take any risk ... All in a week," said Peter Cecchini, global head of institutional equity derivatives at Cantor Fitzgerald & Co in New York.

The S&P 500 fell 4.3 percent for the week, its steepest weekly decline this year, and closed below 1,300 for the first time in four months.

The hotly awaited market debut of Facebook on Friday was marred by technology glitches on the Nasdaq in sending messages back to the brokerages that handled orders of Facebook Inc (FB.O) for individual, or "retail," investors. Those problems rekindled fears about the market's electronic trading system and caused some investors to stay away from equities.

Weighing on sentiment is a growing sense among investors that the euro zone debt crisis is nearing new heights, fueled by fears of the potential for a Greek euro exit and the deteriorating health of the Spanish banking system.

Solid corporate earnings and upbeat U.S. economic indicators had fueled the rally in U.S. stocks, offsetting jitters over Europe. But with earnings almost out of the way and data starting to disappoint, investors have shifted their focus back to headlines out of Europe.

Leaders of the Group of 8 major industrial economies were meeting this weekend to try to tackle the financial crisis in Europe. U.S. President Barack Obama, the G8 host, has urged European leaders repeatedly to do more to stimulate growth, fearing contagion from the euro crisis that could hurt the U.S. economy and his chances of re-election in November.

"The market is extremely oversold. Nonetheless, all major indicators remain on sell signals," Larry McMillan, president of options research firm McMillan Analysis Corp, said in a report on Friday.
"We expect a powerful but short-lived rally should be coming soon. But at this point, barring some major shifts in our indicators, it may only be a rally in a larger down-trending market," McMillian said.

THE FACEBOOK EFFECT

Facebook, the No. 1 online social network, disappointed investors with a tepid market debut on Friday. Shares rose a scant 0.6 percent - nowhere near expectations for double-digit gains on the first trading day - and the day was marred by technical problems due to huge order volume. The stock closed at $38.23 after falling as low as $38, its initial offer price.

The disappointing debut curbed investors' appetite for other social media stocks. Hardest hit was Zynga Inc (ZNGA.O), which closed down 13.4 percent to $7.16 after falling as low as $6.40. The stock was temporarily halted twice due to sudden declines.

LinkedIn (NYS:LNKD - News) shares fell 5.7 percent to $99.02, and Groupon (GRPN.O) fell 6.7 percent to $11.58. Zynga and Groupon, both of which went public late last year, are also trading below their IPO prices.

Despite the disappointing market debut and the weak performance of social media stocks, market participants are still optimistic about Facebook going forward.

"In any brand new area, social media in this case, most are going to be losers and only some are going to be winners. Yes, the IPO was disappointing, but Facebook is clearly the winner here and others aren't," said Randy Warren, chief investment strategist at Warren Financial Service.
The coming week's economic data includes April's existing home sales on Tuesday at 10 a.m. EDT (1400 GMT). Existing home sales are forecast at a 4.60 million-unit annual, up from 4.48 million in March.

New homes sales figures are due on Wednesday at 10 a.m. EDT. April's new home sales are also expected to post an increase, gaining about 7,000 units over a 328,000-unit annual rate in March.
Initial jobless claims and durable goods orders will be published on Thursday at 8:30 a.m. Consumer sentiment is due at 9:55 a.m. on Friday.

For the week, the Dow was off 3.5 percent and the Nasdaq was down 5.3 percent.
(Additional reporting by Doris Frankel in Chicago; Editing by Leslie Adler and Maureen Bavdek)

Related Content

Sunday, 20 May 2012

SUCCESS IS ....



THIS IS THE THINK LINE DISTICTION BETWEEN RICH AND WEALTHY.

TRUST YOUR INTELLIGENCE ABLE TO FIGURE ABOUT.

THANK YOU AND LOOK FORWARD TO HEARING FROM YOU.

LOOK FORWARD TO HEARING FROM YOU,

JAMES

Thursday, 17 May 2012

STAY WEALTHY THROUGH REMOVING YOUR LIMITING BELIEFS

Happy day to all my loving readers and visitors,




What is limiting belief ? The beliefs that you have implanted over time and limit / restrict you from living the life of your dreams and diminish your chance to succeed.

In this article I am going to share with you some useful tips that can help you overcome your limiting beliefs.

1. HOW TO BE SET FREE

You must not be a captive of your limiting beliefs. To overcome this, you need to open your mind and willingly listen to new ideas so that those existing beliefs can be kept in check. By doing so, you will be able to identify these limiting beliefs one by one and replace them with the unlimited beliefs. Eventually you will set yourself free from all these limiting beliefs.

2 HAVE FAITH


This unlimited belief need to be rooted deeply inside your heart so as to resist whatsoever resistance along your journey. You must believe in it with TOTAL CONVICTION. In short, you have control of yourself regardless of the circumstances you are in. This is the driving force behind any great success throughout mankind's history.

3. DEVELOP YOUR PASSION

Life is full of purposes and to live to its fullest, you need to do what you love. Search for your passion and let your dream take you through your journey. Enjoy the ride and stay focus on your goals. Then you will be surprised as how it will not only assist you to overcome your limiting beliefs, but also help you to create a new course of beliefs that will support you in your journey to success. Being clear about what you want to do with your life helps you to eliminate your limiting beliefs. Once you have a passion for something, your beliefs can do nothing except supporting your journey.
I was an extremely shy and introvert person. But when I discovered my passion and became clear about my life purpose, I began to write articles in my blog with an intention of helping people worldwide to achieve their goals. Now, you can see clearly that my passion is more overwhelms my limiting belief so that I can walk through my journey with ease.

4. USE YOUR IMAGINATION TO FAN DESIRE


You need more than daydreams and wishful wishes, but also intense and lasting burning desire to work towards your unlimited beliefs. No one can create them for you. You have to develop them yourself constantly and also have faith that you are capable of achieving them.
As such, you can see that clarity of purpose and intensity of desire are the chief ingredients of the magic formula.

5 AFFIRM, REINFORCE YOUR NEW BELIEF

Put down your own affirmations in writing. By doing so, you tend to have a much clearer view of your pre-set goal. It will further assist you to visualize and work towards your goals constantly. This is because affirmations invoke strong emotions within you that overwhelms your limiting belief and replaces it with new beliefs. Hence, it reinforces your new beliefs.

6. START WITH SMALL AND ACHIEVABLE GOAL

This is also a smart move to begin. The small achievement will reinforce your new belief. It functions like muscle. It builds strength from exercise thereby raising your mind's boundaries so as to build up your confidence. One way is to provoke your existing mind to filter all the negative elements


7. STAY FOCUS

You need to stay focus on your goal and do not let the circumstance to divert you from your goal. You must stay in control. To do so, you must realize that the power of concentration as well illustrated by the magnified glass whereby it is used to sunlight to cause the heating effect on the piece of paper underneath it. Similarly, you need to focus as the benefits that it will bring.

8. STAY WITH POSITIVE PEOPLE

Be aware that negative people can divert your energy and vitality. Therefore it is wiser to stay with positive and successful people who can give you the necessary support and appropriate advice as well as new ideas that can help you to broaden your mind boundaries.

9. POSITIVE WORDS, ACTION AND APPROACH

By consistently using positive words, action and approach, it will attract more lasting positive elements and energy that you need to overcome your limiting beliefs. By affirming and reaffirming, you will not only constantly boost up your confidence, but also assist you toward achieving the highest possible level of unlimited beliefs.



Trust that the above tips will help you to eliminate your limited beliefs and set you on a path to ever lasting happiness and success.

Please feel free to add to the above list should you have other effective proven measures. Thank you in advance for your kind participation.


James Oh

Tuesday, 15 May 2012

WEALTHY RECIPE



Trust yoiu find this recipe helpful. If it does, please share it with your loved ones so that they also be benefitted.

Thank you and if you have any additional contribution, please do put forward via comments below.

We are more than happy to look forward to hearing from you,

James Oh

Saturday, 12 May 2012

TRUE JEWELS

"There are men who fight one day and are good". There are others who fight a year and are best. There are those who fight many years and are very good. But there are those who struggle throughout life. "These are the essential" (Bertold Brecht)


BIG CONGRATULATION ESPECIALLY TO THOSE WHO BELONG TO THE LAST CATEGORY . THIS IS BECAUSE YOU ARE TRUE JEWELS. YOU NEED TO BE PRAISED.

SO, IT IS GOOD FOR YOU TO CELEBRATE...

HAVE A WONDERFUL DAY EVERYDAY,

JAMES OH

Friday, 11 May 2012

Some highlight on the Aussie House Prices

The Slow Death of Aussie House PricesSaturday, 12 May 2012 – Melbourne, Australia
By Shae Smith

  • The Slow Death of Aussie House Prices
  • The Best of the Week
  • Europe's Voters Say "No" to Economic Reality
 The rate cuts in November and then December were supposed to save Australian house prices.

Yet less than six months later, recent economic data suggest things are getting worse.

According to RP Data, capital city house prices lost a combined 4.5% last year.

But ever the optimist, RP Data called this decline in April a 'renewed softness'

Even Tim Lawless, RP Data's research director, admitted interest rate cuts won't help the housing market. He said:

'Our estimate of transaction volumes to February suggest that the two interest rate cuts in November and December last year are yet to provide a sustained stimulus to the market, with transaction volumes remaining reasonably steady around 31,000 each month. Comparing this with the sales rate through mid 2009 when around 45,000 homes were selling each month, the slowdown in buyer activity becomes quite clear.'

Housing sales by volume are down 31% since mid-2009. Adding to the housing woes is the amount of 'housing stock' available. It's double that of five years ago.

number of properties advertised for sale nationallySource: Macrobusiness/RPData.com

And not only are more houses available, but they're cheaper as well.

Increased housing stock is dragging down house prices. Yet, what will happen to house prices when high debt levels catch up with us?
Take a look the two charts below. In the first chart, the blue line shows you Australia's private debt to disposable income. It stands at 150%. In comparison, at the peak, Americans had a private debt level of 300%.

The peak in American private debt levels occurred just as house prices began to fall.

aggregate private debt

The next chart gives you an idea of just how big the housing crash was in the US (blue line)...and a warning of what Aussie home owners can expect:

real house price indices


Source: debtdeflation.com/blogs

Those charts come from Professor Steve Keen. He's an economist who predicts a US style housing crash in Australia. He's convinced that high personal debt levels will bring on a crash in Aussie home values, much like what happened in the US.

Professor Keen's thinking used to be at the fringe of economic thought. Today, it's mainstream.

The International Monetary Fund (IMF) has confirmed the correlation of debt levels and house prices. In their World Economic and Financial Surveys publication, the IMF said:

'Based on an analysis of advanced economies over the past three decades, we find that housing busts and recessions preceded by larger run-ups in household debt tend to be more severe and protracted.'

The thing is, even if we don't see a US style housing crash, monthly housing data suggests home values are falling at a steady rate.

So rather than a quick housing bust, Aussie homeowners face a long-term housing bust.

And it's already underway. Even so, some spruikers still won't admit it. They won't say prices have fallen, they'll tell you prices are soft...weakening...easing.... Or any other word they can think of to avoid saying, 'Aussie house prices are falling'.

The good news is the spruikers can't hide behind industry-speak for much longer. Each month, fresh numbers show a dismal housing market.

One in permanent decline.

How long will it last? We don't know that for sure. But this sort of decline could drag on for years. The US is into its sixth year of falling house prices.

The housing bubble took two decades to build up...it might take another two decades before house prices go up again.
Shae Smith
Editor, Money Weekend



Thursday, 10 May 2012

EVERY PROBLEM HAS A SOLUTION



This principle is also relevant and applicable to wealth. Creating wealth is just playing a game.

To play a winning game, you need to actively participate in many games and win as many as possible.

Thanks and look forward to your hearing from you,

James Oh

Monday, 7 May 2012

IS SILVER RARER THAN GOLD ?

Wealth Wire
Silver is Now Rarer than Gold
Comment Posted by Wealth Wire - Tuesday, July 12th, 2011

Most investors assume that because silver is almost 50 times cheaper than gold, it's more abundant.
They're wrong.

The amount of available silver is far rarer than the amount of available gold.

This fact is often overlooked by even the most seasoned silver investors. And it's this lack of silver stockpiles that has become one of the most critical factors in what could jolt prices, lifting silver into an entirely different asset class all together.

So forget $100 silver — $100 is now considered a timid prediction. Some experts are now calling for silver prices to be on par with gold!

Let me quickly explain how we got here. Global silver mining has increased significantly over the past two decades.

Silver output has more than doubled since the early 1990s in places like Mexico, Australia, and Peru. Other countries have seen even more dramatic production spikes. In China, a relatively new major supplier of the metal, silver mining has scaled up from less than 10 million ounces in 1991 to more than 100 million ounces today.

Overall, the world's total silver mining production has increased from 400 million ounces in the early 1990s to about 700 million ounces today.

click to enlarge source: CPM Group

But despite a sharp increase to supplies, the global demand for silver is far outpacing global production.

In fact global silver production has be unable to meet global demand for more than fifteen years. The world's silver mines are simply not producing enough silver to meet demand.

In 2010, global silver demand exceed 1.05 billion ounces; but as you saw in the chart above, global mining has only provided about 700 million ounces.

So how has the market been filling this deficit?

Over the last two generations, major government stockpiles of silver have been sold off to supply the industry. The United States government alone has dumped nearly 5 billion ounces of silver into the market since WWII.

Of course, any government's well of silver reserves are finite. And over the past few years, government supplies of silver have been drying up. Data from the Silver Institute shows net government sales of silver falling drastically in the past decade.

2001 2002 2003 2004 2005 2006 2007 2008 2009 2010
Net Government Sales
(million ounces)
63.0 59.2 88.7 61.9 65.9 78.5 42.5 28.9 15.5 44.8

This is one of the major reasons it is critical to act now.

Without government stockpiles to feed it, the market only has few other places to buy its silver. Scrap metal is one option for the market, and will continue to help supply rising demand in the near term. But this well will also quickly run dry — and that will create a real problem for consumers who need silver...

Silver is Actually Rarer than Gold

Silver is 17.5 times more abundant in the Earth's crust than gold. But the amount of above-ground gold far exceeds the amount of silver.

In 1950, there were 10 billion ounces of available silver above ground. By 1980, that number shrank to 3.5 billion. And today, no significant government stockpiles of silver exist anywhere in the world. The USGS actually lists the U.S. government's current stockpile of silver simply as: “None.”

The exact opposite is true of gold. In 1950, there were an estimated 1 billion ounces of above-ground gold. Today, there are nearly 5.8 billion ounces across the globe.

The world currently produces about 700 million ounces of silver per year.

So where does it all go?

Believe it or not, most of it winds up as garbage. We literally throw billions of dollars' worth of silver in trash bins every year.

Silver is required in the production of products like CDs, cell phone batteries, calculators, printed circuit boards, hearing aids, electronic switches, TV screens, catalytic converters, inks, computer monitors, RFID chips, and thousands more. Once any of these items have served their purpose, they generally get tossed. And it's simply more expensive to recycle the silver from these products than it is to dig more out of the ground.

Tiny bits of silver in electronics are thrown away every day.

I expect that the world's trash dumps will be a precious source of resources like silver in the future.

You see, gold is produced, but it's not consumed. Even though gold is a highly desired item, it's not an industrial commodity.

In other words, gold is desired, but silver is needed.

All of the gold that has ever been mined is basically still around. Studies suggest that 98% of all gold mined throughout history is still available in either coins, bars, artifacts, and jewelry. But silver is different.

From 1990 to 2000 alone, over two billion ounces of silver disappeared from the market to consumption.

Despite the lack of global stockpiles, new technology will continue to discover more industrial applications for silver, putting a further strain on world supplies. Consider the new photovoltaic industry as an example...

In China, the production of photovoltaic solar panel has doubled every single year since 2003. The demand for silver from the global photovoltaic industry has soared in the past few years, and global demand is expected to reach 150 million ounces per year by 2015 — just to satisfy the photovoltaic industry.

Silver Demand from the Photovoltaic Industry

click to enlarge

But to widen the supply deficit even more, the Silver Institute forecasts industrial uses of silver will rise sharply over the next five years. The organization estimates that by 2015, the demand for silver from industry will increase 36%.

Meanwhile, the demand for silver for jewelry and investment is reaching record levels. A survey of 340 retail jewelers representing ~4,000 individual stores recently showed silver jewelry sales hitting record highs. The survey found:

■87% of jewelry retailers said their silver jewelry sales increased in 2010
■52% said their silver jewelry sales increased between 11% and 25%; 28% saw an increase over 25%
■Retailers rated the following categories as giving them the “best” maintained margin:

■Silver jewelry 57%
■Diamond jewelry 20%
■Bridal jewelry 15%
■Gold jewelry 4%
■Platinum jewelry 4%
The UK's Royal Mint, which makes the Britannia silver bullion coins and other collector silver coins, reported silver coin production in the first half of the current year has doubled.

In the meantime, American Eagle Silver bullion coins continue to move at a record-setting sales pace. The latest sales figures indicate the U.S. Mint sold over total of 3.4 million Silver Eagles in June. This figure earned the title as the "Best Ever June," and ranked seventh place in all-time monthly sales.

This is all very much in line with reports from other mints around the world, which have also seen a huge surge in silver coin sales over the period.

There's no doubt the silver market will have to face a serious deficit. And in order to balance the deficit, silver will have to come from somewhere...

I believe the majority of this silver will come from investors. And for investors to sell, we'll need to see higher prices.

The world has been drawing down its above-ground supply of silver for decades, diminishing the only source of what is available for investment. And only now have we begun to collectively recognize silver as a solid investment.

This is the perfect market for silver prices to appreciate. Global supply deficits continue to be ignored year after year by investors. This is slowly changing, but owning silver has not gone mainstream yet...

Even as premiums rise and available retail supply dwindles, there is still time. The opportunity in silver is huge.

I maintain that the very best form of silver you can own is physical — and in your personal possession.

* Luke Burgess is an analyst at Wealth Daily, and the Investment Director for Hard Money Millionaire and Underground Profits.

Tuesday, 1 May 2012

BE AWARE - ESPECIALLY FOR SALARY EARNERS



We hope we are not frighten you with the above picture. We believe that a picture tells thousand words.

In fact, we want you to realise the true fact of it. The rests we will let your own intelligence to figure out.

If you find useful, please share it with your circle of friends.

Thanks and look forward to hearing from you,

James