Sunday 30 September 2012

WEALTH


INTEGRITY SPEAKS LOUDER.

NURTURING AND CULITVATING GOOD HABITS.

THIS WILL LEAD YOU THE RIGHT WAY.

THANKS AND LOOK FORWARD TO HEARING FROM YOU.

Saturday 29 September 2012

Friday 28 September 2012

FIRST STEP TO SUCCESS


IF YOU THINK YOU CAN,
YOU CAN.

IF YOU THINK OTHERWISE,
YOU CAN'T.

BOTH ARE EQUALLY RIGHT.
SO, WE ENCOURAGE YOU TO BELIEVE YOU CAN

YOU HAVE NOTHING TO LOSE,
BUT MORE TO GAIN.

JAMES OH

Thursday 27 September 2012

TOMORROW IS DEPENDS ON WHAT YOU DONE TODAY


YOU WILL REAP WHAT YOU SOW.

CHOICE IS YOURS AND LET YOUR CONCIOUSNESS GUIDE YOU.

THANKS AND STAY TUNE TO KNOW MORE.

JAMES

Wednesday 26 September 2012

RECYCING OF USED BULB


TO FISH OR NOT TO FISH ( IN SPEECH)


If I give you a fish, it will last you for only a meal. But, if I teach you how to fish, you will have as many fishes for the rests of your life. Who wants to learn how to fish? Fantastic, Thank you.
Once you acquire the skill, you will have fishes whenever you like.
These are the three true but ugly financial facts of life.
Fact # 1. Only 1 out of 100 American does investing. You may probably say who cares about the Americans.
Fact # 2. In 2011, the Federation Of Malaysian Consumers Association (Fomca) reported that 72 out of 100 young adults have no retirement plan. Some of you may say "Not a big deal."
Fact # 3. About 5 out of 10 Malaysian retirees used up their entire EPF money in their first 10 years after their retirement. Scary? Right.
 
Now, you can't say that it does not matter to you anymore.
I like share with you some financial tips which will help you to grow your wealth steadily to a new record level which I hope will last you for the rests of your lifetime.
Do you know who Warren Buffet is? According to Wikipedia, he is the most successful investor of the 20th century.
 
Buffet's rule No 1. - "Do not save what is left after spending, but spend what is left after saving."
I, unknowingly, have been applying his financial wisdom since I was 14 years old. I earned my first interest INCOME from my saving accounts with the Bank Simpanan Nasional after I had learnt from my commerce teacher around that time.
My savings habit then spread to other areas of my life. My Mantra: Save Your Self Time, Energy, Money (SYSTEM) -I began doing almost everything at record speed.
Now, I understand why Robert Kiyosaki pointed out the only difference between the poor and the rich is how they use their time.
Buffet’s Rule No 2. Invest money instead of spending it.
In 1975, I used my saving money to acquire my first and most economical bicycle to enhance my earning. I tripled my sales income with it by covering much bigger areas at much faster speed than relying on public buses. "WOW! that's not bad”.
To put it simply, you need to use money and time to make more money.

With the high inflationary regime, you need to invest wisely to generate a yield that is higher than the inflation rate in order to grow your wealth.
 
Warren’s Rule No 3 Invest in yourself.
I have applied this rule since 1978. I terminated my part-time business venture to concentrate on my studies. With my MCE certificate, I tripled my monthly income compared to my last business profit.
Since then, I kept on investing in myself by upgrading my knowledge and skills.

Putting knowledge into action is Power. I have been subscribing to the above three rules wholeheartedly over 30 years.
AS a result, I have been receiving rental, dividend income and trading profits from my investments in properties and shares over 15 years.

This is my secret of keeping my wealth figure Sexy. Huge in income; Small with my daily non-investment expenses; Big in Net worth.

To elevate yourself to the next higher level, you need to learn, unlearn and relearn. Through this process, you will slowly but surely go far beyond your limitation.
Wealthy people invest in themselves. They enhanced their skills to make more money.

Robert Kiyasaki and Donald Trumph co-wrote the book, "Why we want you to be multibillionaires"
In their book, they said if you don't become rich, you will become poor.
"Wealth is not a material gain, but a state of mind." Jerry Gillies - an award-winning former NBC newsman and the author of the bestselling Moneylove.
When your mind is weak, you see problem,
when your mind is balanced, you see challenge,
when your mind is strong, you see opportunity.

After having appropriate mindset, knowledge and skills, I am now more comfortable to add a much higher risk's investment into my portfolio so as to gain much handsome profit than before.
 
Fishing is a skill, just like public speaking. Treat the above tips as your Fishing Competence Manual. Leaders are made, so are Fishermen.
 
677 words

Monday 24 September 2012

SYSTEM MEANS ...



THIS PROFOUND PRINCIPLE IS APPLYS TO WEALTH CREATION AS WELL.

SET APPROPRIATE SYSTEM THAT SUIT YOUR STYLE AND GIVE YOU THE HIGHEST YIELDS.



Friday 21 September 2012

THE MOST ECONOMICAL AND ENERGY SAVING BULB

This was done in Philippines. Water and bleach in bottle of coke was fitted on the roof. It absorbs and reflects sunlight and is equal to 55 watt ... Cheers to Engineers..

Thursday 20 September 2012

Wednesday 19 September 2012

RICHNESS



BLESSINGS ARE WEALTH.

COUNT THEM AND APPRECIATE THEM

THANKS AND LOOK FORWARD TO HEARING FROM YOU,

JAMES

Monday 17 September 2012

Sunday 16 September 2012

Friday 14 September 2012

ANYTHING DOES NOT LAST OVER TIME IS TEMPORARY


SO DO WEALTH.


THANKS AND STAY TUNE TO KNOW MORE OF WEALTH.


Wednesday 12 September 2012

RARE AUSTRALIAN 'HOLEY DOLLAR' FETCHES

Rare Australian 'Holey Dollar' fetches $425,000

  • The three rare Australian coins, from left "Holey Dollar", the most famous example of the nation's first coin, Adelaide Pound, the nation's first gold coin and an 1813 Colonial Dump coin before their auction in Melbourne. Photo courtesy: AFP PHOTO/ HO/ COINWORKS
SYDNEY, Aug 28, 2012 (AFP) - Three rare Australian coins including the most famous example of the nation's first coin the "Holey Dollar" have fetched Aus$880,000 (US$911,000) at auction.
The coin known as the "Hannibal Head" Holey Dollar -- created in New South Wales state in 1813 from an 1810 Silver Dollar minted at the Lima Mint in Peru -- sold for Aus$410,000, an auction record for a coin of its type.
Dealer Coinworks also auctioned an 1852 Adelaide Pound, the nation's first gold coin, at the sale in Melbourne late Monday with that item attracting Aus$370,000, while an 1813 Colonial Dump coin sold for Aus$100,000.


TO READ MORE, PLEASE CLICK THE LINK BELOW:-

http://www.mysinchew.com/node/76971?tid=37

Sunday 9 September 2012

3 POWERFUL WEALTH BOOSTERS

Dear Loving Readers and Visitors,
 
If I give you a fish, it will last you for a meal. If I teach you how to fish, you will have fishes for the rests of your life. Who does not want to learn how to fish? Fantastic, NONE.

Listen carefully of the Ugly true financial facts.

Fact # 1.  99 % of US population is NOT part of the "Investing class." Who cares?

Fact # 2.  For the 1st quarter of 2012 the average credit card debt for indebted households was $14,517. And it may continue to grow. Not a big deal.

Fact # 3. About 50 % of the retirees in Malaysia used up their EPF money in their first 10 years after their retirement. Scary ? Right.

Now, you can't say that it does not matter anymore.

I like to share with you 3 powerful tips to better your wealth.

Warren Buffer's rule No 1. - "Do not save what is left after spending, but spend what is left after saving"


I, unknowingly, had been applying his financial wisdom since I was 14 years old. I earned my first interest INCOME from my saving accounts with BSN after I had learnt from my commerce teacher.


To further enhance my saving, I then keep on cutting down my daily expenses. For example, I prepared my own meal to school, walk to school instead of taking public bus.

 
My saving habit even spread to other areas of my life. Save Your Self Time, Energy, Money (SYSTEM) - I began doing almost everything at my record speed. Multitasking is also my Expertise. I then traded off my time saved for more money.

Now, I understand why Robert Kiyosaki pointed out the only difference between the poor and the rich is how they use their time.


Unknowingly, I had been applying Warrant’s Rule No 2. Invest money instead of spending it more than 35 years ago.

Around the same time, I invested my saving to acquire the most economical bicycle for myself. I bought the used bicycle frame and used wheels separately. All in, I only spent RM 15 for my first bicycle in 1975. With this, I tripled my sales income. WOW, say “not bad”.

 
To put it simply, you use money to make more money. Never spend money to improve your life style, but use it to invest wisely to accumulate more wealth.

 
I began to invest in myself since 1978. I stopped my part sales business and went full time to prepare for my M.C.E. (GCE O level) Thereafter, I have increased my income more than triple compared to my last paid job. I then took my L.C.C.I intermediate book keeping, on part-time basis, with intention to further enhance my monthly income easily more than double. Evidently, I have applied Warrant’s 3th rule.
 
My dream began going much bigger. I then proceeded to further my study, with the intention to enhance my earning power. I survived with my own self financing from my own saving and part time job at that time.

I did not realized that I subscribed to his rules wholeheartedly since then. But it was very, very clear looking backwards at least 10 years later.

 
Wealthy people invest in themselves. They enhanced their skills to make more money.

In this book "Why we want you to be multibillionaires" by Mr. Robert Koyasaki and Donald Trumph.

If you don't, you will become poor.
Here, it has clearly point out that not of the money and the luxurious lifestyle that make people wealthy. It is their mindset.

 
When your mind is weak, you see problem,

when your mind is balanced, you see challenge,

when your mind is strong, you see opportunity.


By now, I believe you know which choice to take for your betterment.


To know the road ahead, ask those who has returned back.

Thursday 6 September 2012

Sunday 2 September 2012

ECONOMICAL YET EFFECTIVE MEAN TO WHITENNING YOUR TEETH

Dear lovely friends,

We believe that most of you, if not all, are in agreement with us of the power of our smile that can make things much better. With such belief, you may like your teeth to shine through your smile. Having say so, the next thing you will zoom in is your teeth.

Naturally you want to DO the best for your teeth, be it their beauty or its WHITENNING. The million's dollar question will arise as how to whiten YOUR TEETH with the cheapest possible mean.

The answer to the above question is in the affirmative. That is BY THE BANANA PEEL !!!

We are not kidding. This is very safe and healthy for teeth as banana peels are a wonderful source of minerals and vitamins. Furthermore, they do not have the abrasiveness that other natural whiteners have. The best of all they are inexpensive.


Append below please find the instructions to do so:-

1. Brush your teeth as usual with natural toothpaste; alternatively you may use the banana peel first and follow by the brush.

Note: A ripe banana is much preferred because it has the most potassium content. As usual, peel it from the bottom end.

2. Gently rub around on your teeth for about 2 minutes with a piece of the inside of the banana peel.
Your teeth will be whitened with the amazing minerals found in the peel such as potassium, magnesium and manganese.

Try it out and share with us your outcome in the comment column provided below. SHARING is Caring so that other also will have the benefits of it, just as we did.

Thanks and trust it is worth your time and effort reading this useful article.