PRFOILE OF JAMES OH AS AT AUG 2018

JAMES OH Chartered Accountant (registered with Malaysia Institute of Accountants), BA (Accountancy) LLB – University of London (UK) Certified Professional Trainer with IPMA (UK), PSMB Certified Trainer Competent Communicator with Toastmaster International. James Oh comes to you as a financial, wealth and mindset specialist. He is an avid thinker, mind-explorer, leader and intensive researcher with more than 30 years of professional working experience in various industries such as trading, construction, aviation, movies investment and distribution. He is richly exposed to both local and international businesses, especially in the negotiations with the world leading aviation financiers, insurance and reinsurance brokers. In the course of his practice, James had held senior specialist, supervisory, managerial and leadership positions by providing success oriented strategic and operational plans to nurture the companies that he had served. His track record includes nurturing a growing company with its founder and obtained a listing for the company on the stock market. He also helped turn the company around when it was badly hit by the Asian Financial Crisis in 1996-1997. James has been featured in numerous media several times. The media include top investment magazine i.e. Smart Investor Magazine, Financial First, Money Compass, Homefinder, FlyMe360, Property Insight, Corporate Voice Journal (MAICSA), Malaysian Institute of Insurance, Journal of Wealth Planning and Management. His articles have been selected and published for the consecutive year in Mira's limited copies of investment supplements for 2016 & 2017. As a writer and researcher, he has also published eight books, specialising in financial literacy, value creation and thinking skills. He has sold his books both locally and internationally through E-Sentral, Smashwords, and Lulu.com. James is a leading authority in the area of business strategy, sustainable growth and innovation.

BUSINESS FINANCE FOR NON FINANCIAL PROFESSIONALS In this Uncertain, Volatile, Complex and Ambiguous business world, there is not only a need to understand financial information, but also to be able to read beyond its facts and figures. As companies strive to sustain its business, sound and appropriate decisions need constantly and consistently to be made to that effect. To play the game well, every player needs to know exactly how to score for their companies. By equipping themselves with the appropriate financial know how, intelligence, participants are in better position to manage their businesses’ operation in terms of revenues, costs, profits and cash. They, therefore, are empowered to make more effective and wise business decisions. This workshop will provide basic financial principles and cover generic financial management tools necessary for decision making. Learning is achieved via case studies, brainstorming and stimulation, to reinforce the theory taught. Participants will also undergo a highly interactive exercises and real life situation which will assist them to experience how transactions are affect the financial statements and what are the key drivers that will lead them to succeed. They will also be taught prepare periodic financial statements via exercise. Financial statements • Understand the key components of a financial statements ; • Familiarise with the business Finance & Accounting terms ; • Apprehend the key underlying accounting concepts used in the preparation of financial statements; • Aware the limitations of Financial Statements; • Quick eye-bird view through 9 pointers; Business Analysis • Know how to interpret financial statements ; and • Analyse the business relationship using the appropriate financial ratios; • What financial statements tell us and what they wouldn’t; • Apply Strategic Thinking to Enhance Business Performance Cash Operating Cycle • Understand the cash operating cycle and what affects a company’s cash flow ; • Monitor and Manage the cash operating cycle Costing • Know the different categories of costs which exist and their implications on costing ; • Understand costing concepts, and apply them in making business decisions Profit versus Cash • Understand the difference of the impact of the transaction on profit and cash ; • Be clear why cash is king! Warning Signals • Discover and appreciate what some of the clear warning signals found in financial statements

MIRA IR AWARD 2017

A very happy day, everyone. 

First, permit me to express my heartfelt thanks and appreciation for your continued support and guidance. This has motivated me to continue publishing my articles both online and offline. At the time of writing, my articles have been featured in more than 10 magazines and journals.

One of my articles has been selected and published for the consecutive year in Mira's limited copies of investment supplements which will be distributed to all their members at the Sime Darby Convention Centre in conjunction with their IR Award 2017 next month. I am pleased that I have been exclusively invited as a guest for this forthcoming event on 10th Oct 2017.

In this connection, I would like to express my heartfelt thanks to Miss May Tan for proposing that my articles be included in this booklet.

I would also like to thank the people who have touched my life directly or indirectly. As such, I hope to fulfill my dream of contributing back to the society whose goodwill has benefited me so far.

LEAN FINANCE PREVIEW ON APR 10, 2017

Dear Everyone,

It is a great pleasure to be invited to give a talk at the Buddhist Business Network for the second time. This has enabled us to play a role in the community work. We are also provide the training programs below and teach entrepreneurship thinking skills to equip you all with the required skills to stay relevant and competitive in this challenging time ahead. 

⌛

How's your financial standing in this extremely challenging economic times? 

💵 

Do you have an effective *financial strategy* to keep your financial situation *LEAN* and mean?  

😊

Join us now to learn the latest and result-proven financial management skills taught only by *Specialist & industrial practitioner who is firm believer of growing strong from inside out 💡*BBN BIZMeet 2Q 2017* 

Special Topic:

*"LEAN FINANCE"- How To Stay Lean in Competitive Times*

*Guest Speaker*

*James Oh* 

Value Creation Specialist, Founder of LiftYouUp Plt

*Date+Time*

10 April 2017 

@6.30pm(dinner)

7.30pm sharp(talk)

*Dinner+Venue*

1st Floor, Tang Pin Restaurant,  24 Jln SS2/24, PJ

Stay tune for more exciting activities.

--

LATEST NAME CARD - JAMES OH

THE GROWTH OF SHARE MATRIX

The Original Matrix

“A company should have a portfolio of products with different growth rates and different market shares. The portfolio composition is a function of the balance between cash flows.… Margins and cash generated are a function of market share.”

—Bruce Henderson,
“The Product Portfolio,” 1970

INVITATION LETTER FROM M.I.R.A - IR AWARD 2016

Very happy day everyone. 


Please permit me to express my heartfelt thanks to my former secondary classmate, Ir. Teoh Teik Leong for giving me his brilliant idea of publishing article that creates a golden opportunity to reach out to some personnel from Bursa, Mira and few hundreds of  Publicly listed companies key personnel. His idea resulted in one of my articles was selected to be published in their limited copies investment supplements to be distributed during their IR. Award 2016.

Here I also write to express our gratitude to M.I.R.A for inviting me to attend their function as an invited guest at Sime Darby Convention Central on this July 21, 2016. 

In this connection, I too want to thank Miss May Tan in particular for proposing my articles to be included with other writers in this book. 



I must thank all these people who have touched my life and help me to materialize my dream of paying back to the society I am benefiting from all these while. Thank you.


You guys are really awesome and see what such a wonderful gift you have given me. 

Please stay tuned and more exciting news ahead.

MITIGATING DOWNSIDE RISK THROUGH VALUE INVESTING

MITIGATING DOWNSIDE RISK THROUGH VALUE INVESTING

Any type of investment will always be associated with inherent risks one way or another due to uncertainty. Investors who prefer low downside risk may seriously consider value investing as one of the approach to achieve their investment goals. This is mainly because this approach is not only very prudent in practice but it also will reward its followers handsomely, provided they are strictly guided by its sound principles and its best practices.

To have a clear framework on how it works, we need to fully understand what is meant by downside risk and how it works to preserve its investment value.

DEFINITION OF 'DOWNSIDE RISK'

“Downside Risk” is an estimation of a security's potential to suffer a decline in value if the market conditions change, or the amount of loss that could be sustained as a result of the decline. Downside risk explains a "worst case" scenario for an investment, or how much the investor stands to lose. Some investments have a finite amount of downside risk, while others have infinite risk. The purchase of a stock, for example, has a finite amount of downside risk; the investor can lose his or her entire investment. The sale of a stock, however, as accomplished through a short sale (or "selling short") entails unlimited downside risk, since the price of the security could continue rising indefinitely.

CONSERVATIVE YET HOLISTIC APPROACH

Value investing, by its nature, has taken all measures in establishing all possible downside risks. That’s the main reason Graham proposed the margin of safety in the first place when acquiring shares below its intrinsic value. This margin of safety can be scientifically computed based on those factors which may have adverse effect on its intrinsic value such as human error. Moreover, you are buying at your objectively clear criteria without reference to market. This is the whole idea of investing; that you are not led and dictated by the market, but the market becomes your slave instead of your master, in making handsome profits.

As a result, value investing demands analysis of both quantitative and qualitative approaches while mindful that past performance cannot guarantee future performance. What matters most are both the leading financial and operational indicators. Looking beyond financial statements objectively will enhance your understanding of a firm’s operational, financial and strategic plans and help ascertain whether company is building its core competencies to sustain its business growth and profitability. Companies that achieve a high return on capital are likely to have a special advantage that keeps their competitors from destroying their ability to earn above-average profits.

Thus you are able to ascertain with much certainty whether you are buying good businesses that can truly enhance your investment. This is in line with Buffet's two golden rules; not to lose money and obey the first rule at all times. On the flip side, it is also preserves your capital in the sense that the stock you invested in has more relative stability of assets, if you have done your homework well especially if you use the worst case scenario of liquidation valuing method in establishing your intrinsic value. 

DOWNSIDE RISK IS LIMITED

For the above reasons, we believe that the downside risk is limited. This is because we attempt to defend against significant losses while seeking reasonable returns. That's how our strategy was initially created and crafted for. While it is tempting to try to capture all of the upside of a bull market, being caught in the potential downside will result in holding the stock for a longer term. Thus, these two approaches are much more thoughtful and preferable in view of much higher possibility in reaping its profit. 

Once you are clear of your investment’s purpose, you will tend to play your game with more focus on the process that delivers your end result, rather than chasing hot stock without any clue like many investors do. By eliminating your emotion and temptation, you will tend to have better control of yourself and your game. Being disciplined and being more patient will become your investing character. You will tend to follow your roadmap in picking your stocks that meet your criteria. You are able to be wired for making prudent investment decisions. To manage our investment well, we need to make sound decisions and to implement them efficiently.

QUALITY DECISIONS

Managing by results is mechanistic. Management for results and by the right process is a better choice. Managing by results only focuses on the returns of our investment. No specific primary attention is given to the means of achieving the ultimate goals. Value investing is more inclined to the process of investing, which forms the key to success.

To hit the bull’s eye, you must align the sights of your gun with the target. The sights are the means by you hit the target. You must focus on the sights and accept the relative haziness of the target. Rewire your mind to focus on the results you want to achieve, or focus on the process of buying stocks which are in line with your direction toward your goals. Quality decisions are the way that leads to achieving your ultimate goals, provided they are effectively implemented.

EFFECTIVE IMPLEMENTATION

We should leave nothing to chance when it comes to crafting and implementing a high-quality investment programme that delivers predictable earnings and dividends. To ensure that you reap the fruits fully, the right thing must be done at right time, in the right order, at the right intensity, and in the right sequence. You must do things right, rather than just do the right things.

INTENDED PURPOSE

The drive must come from the ultimate purpose we intend to achieve. By then it will keep us directing our energy and efforts in complying with the process with ease. The profits come from the opportunity. The process must be able to direct us to focus on identifying the opportunity. Thereafter, it enables the investor to realise his investment once the stock price hits its intrinsic value and above. It sets a very clear framework for every entry and exit point of its investment. However, it gives some room for the investor to set his own investment portfolio based on his available fund. The result is less important to the entire process. Therefore, this systematic approach does not leave the entire investment to chance, but rather is guided by profound and sound proven principles and best practices. Ultimately, it is closely associated with shaping the investor with appropriate required investment skill and behaviour that generates consistent and persistent profits. In other words, sounds decisions, with efficient implementation will lead to sound investment behaviour. That behaviour makes the significant difference. This behaviour will not be influenced by the daily fluctuation of the stock. These repeated processes delivers the ultimate results and not by chance. 

LEAN VALUE CREATION FRAMEWORK

WISDOM

“Customers cannot be expected to pay for waste, nor can a customer be paid very much for producing waste.” Henry Ford

We help corporations to develop a culture of continuous improvement for all their financial functions. Our Lean Value Creation Framework uses the proven lean principles and practices to help companies optimize processes,  and increase the amount of time spent on value add activities from the customers' perspective.

1.     Eliminate Waste.   Work with the process team to remove waste and improve the process.

2.     Measure Key Processes Metrics.  To improve a process, you need to measure and track the key variables.

3.     Focus on What matters most.   Which processes has the most significant impact to your operation ?

4.     Improve Communication. Successful Lean Process Improvement requires that all team members be on the same page. .

5.     Pursuit in Perfection. To cultivate a Culture of Continuous Improvement in every aspect. 

Contact us at jamesoh2003@yahoo.co.uk to learn more about how our Financial Effectiveness Framework and Lean Value Creation Framework can help you to improve financial processes, become more efficient, and create additional value for both your organization and customers.

James Oh

Lean Finance Officer

LEAN FINANCE WORKSHOP - ABOUT TO KICK OFF SOON

What You Can Safely Obtain From This Workshop In today’s uncertain, volatile, complex and ambiguous world, CEOs and their management teams are more involved in formulating their own strategic plans and paths to accelerate company growth, innovation and prosperity. However, recent Deloitte survey shown more than 75% of senior executives have found it challenging to effectively develop, direct and deliver such sustainable growth strategies. This comprehensive yet interactive 2-day program is specially designed for those senior executives who aspire to formulate their company’s own uniquely crafted powerful innovative growth strategy to that effect.   Led by James Oh, Lean Financial Petitioner, this paradigm-changing workshop will provide you with refreshing perspectives on how to effectively execute such strategies that is aligned with your company’s purpose. By identifying and eliminate those wastes, you will learn how to embrace and anticipate changes, evolve and adapt your business strategy to foster faster growth, profitability and sustenance through innovation. You will also discover how to build an organization that keeps learning, adapting and growing over time so that you can execute faster and better to build a long lasting competitive edge. You will also embark on a personal transformational journey that will re-define your leadership capabilities daily, build a dedicated and committed team that can help you materialize your vision. Packed with real-life practices, principles and interactive discussion sessions, this program will impart you with the required practicable know-how and insight on how to formulate such effective strategic plans that will create a new level of success and scale for your organization

COLLABORATION ANNOUNCEMENT WITH STEVEN CHEAH

Dear Families, Friends, Followers and Fans,

We are pleased to announce that Money Tells Stroies has agreed to form a Synergy Alliance with Steven Cheah with the objectives of providing a full pledge lean solution to those who inspire to put Lean principles into practices and gain vast benefits to your enterprise

In this connection, we are leveraging on each other’s strength, experience and expertise so as to benefit our customers most in line with our lean practices.

Meanwhile, we do also welcome other type and nature of collaboration which we are able to accelerate our lean journey.

You are always welcome to forward us your plan of collaboration should you have any.

Working toward our greater success,

James Oh

Lean Financial Officer

Steven has worked as a General Manager cum Operation Manager in a public listed company involving in manufacturing of plastic components and assembly products for security seal, has undertaken sales & marketing, product development, plastic injection molding technical support, quality assurance, purchasing, logistics and production planning.    During his employment with this public listed company he has been assigned to work in other countries i.e. Thailand & China. He is organized, highly motivated, and detail-directed problem solver.  He possesses strong leadership capabilities and has the proven ability to work in unison with management at all levels, from Board of Directors to shop floor workers.

His relevant experience and accomplishments are as below:  Consultant ·     Successfully established and implemented ISO programs for companies in Malaysia and China. ·     Counseled employees on defining career and work related goals and objectives. ·     Written and implemented molding introduction course manuals i.e. plastics injection molding. ·     Written and implemented putting 6S approach for higher productivity. ·     Written and implemented leadership’s quality training manuals. Management Personnel ·     Trained, supervised and evaluated staff for improvement in their management skills. ·     Resulted in multilateral staff achievement of work objectives. ·     Successfully refined and implemented new projects. Beside the above, he has 23 years of experience in the manufacturing sector specializing in plastic industry.  Where he was well exposed to the most challenging and demanding tasks of developing quality management in production as well as the motivating and coaching human resource force of multinational corporations.

Steven has also worked in managerial position for almost 19 years cum with sales & marketing experience , This has provided him with the experiences and skill by motivating and coaching human resource force to achieve their goals, work objective and maintain good employer and employee’s relationship in the company.

His dream is to see his own success in the success of others and in lifting other people to higher levels.

                                                         

                            

     Qualifications & Corporate Seminars and Workshops

                           Certified Professional Trainer in Quest-CPT, IPMA, UK.

                           (International Professional Managers Association), United Kingdom.

                           Quest Learning Centre, Sungai Besi, Kuala Lumpur.

                           Certified Trainer of Malaysian Human Resource Development Fund

                           HRDF – PSMB TTT

                           Holds a Diploma Qualification in Architectural Draughtsmanship.

                           (FIT) Federal Institute of Technology, Kuala Lumpur, Malaysia.

                           Obtained a Certificate in Injection Molding Technology

                     (HRDC) Human Resource Development Centre, Shah Alam, Selangor, Malaysia.

                           Obtained a Certificate in Success As A Sales Manager.

                           Headway Training & Development Centre.

                           Obtained a Certificate in Implementing 6S Towards GMP (Good Manufacturing Practice)

                           FMM Institute, Kuala Lumpur, Malaysia.    

                           Obtained a Certificate in Train the Trainer in Q~Performance Consultant.

                           Obtained a Certificate in Team Building Programme in Venture Link 3 & D’Jungle People.

                    MANAGEMENT ; OPERATIONAL FOR EXCELLENCE

§  Injection Molding Continuous Improvement Course.

§  Putting 6S Approach for Higher Productivity.

§  Setting Goals for Career Growth.

§  10 Points on How to present Ideas to Your Boss and Get Results.

§  Art of Working Smart.

§  Meeting – A Waste of Time ?

§  Managing Difficult People.

§  Delegate, Abdicate or Do Everything Yourself.

§  Negotiation for Managers.

§  Planning for Successful Implementation.

  

ACCELERATE YOUR VALUE CREATION

We write to invite you to join us in XXXX, PJ or KL for our Accelerate Your Value Creation kicking off in May, 2016. Discover solutions to unleash 6Ps (Performance, Process, Profit, People, Purpose and Planet) to achieve Sustainable Value Creation. See dates and details »

Entrepreneurs are persistently searching and building edge. What new products or services or solutions can we create? How can we strengthening our belief, pushing the boundaries, crossing the borders, overcoming the barriers and to be (5Bs) align with what we were created in the first place?

Making incremental changes may not be good enough, what matters most is how can you turn breakthrough ideas into reality?

In my first book Better Than The Best, I discuss how can we craft our ingenious path by connecting deeply to our inner selves to inspire cutting-edge ideas, just like Noah the Ark.