Wednesday, 10 February 2016


During a robbery, the bank robber shouted to everyone in the bank: “Don’t move. The money belongs to the State. Your life belongs to you.” Everyone in the bank laid down quietly. This is called “Mind Changing Concept” Changing the conventional way of thinking. 

When a lady lay on the table provocatively, the robber shouted at her: “Please be civilized! This is a robbery and not a rape!” This is called “Being Professional” Focus only on what you are trained to do! When the bank robbers returned home, the younger robber (MBA-trained) told the older robber (who has only completed Year 6 in primary school): “Big brother, let’s count how much we got.” The older robber rebutted and said: “You are very stupid. There is so much money it will take us a long time to count. Tonight, the TV news will tell us how much we robbed from the bank!” This is called “Experience.” 

Nowadays, experience is more important than paper qualifications! After the robbers had left, the bank manager told the bank supervisor to call the police quickly. But the supervisor said to him: “Wait! Let us take out $10 million from the bank for ourselves and add it to the $70 million that we have previously embezzled from the bank”. This is called “Swim with the tide.” Converting an unfavorable situation to your advantage!

The supervisor says: “It will be good if there is a robbery every month.” This is called “Killing Boredom.” Personal Happiness is more important than your job. The next day, the TV news reported that $100 million was taken from the bank. The robbers counted and counted and counted, but they could only count $20 million. The robbers were very angry and complained:
 “We risked our lives and only took $20 million. The bank manager took $80 million with a snap of his fingers. It looks like it is better to be educated than to be a thief!” This is called “Knowledge is worth as much as gold!”

The bank manager was smiling and happy because his losses in the share market are now covered by this robbery.This is called “Seizing the opportunity.” Daring to take risks! So who are the real robbers here?

Monday, 8 February 2016




May you be blessed with abundance of joy, peace, health , happiness and wealth.

Sunday, 7 February 2016


Awesome day to everyone,

I have more than 20 years of experience in broad industries of auditing, trading, construction, aviation movies investment and distribution. As such, I am having wide expose in both local and international market particularly in dealing with the world leading aviation financiers, insurance and reinsurance brokers. The aviation company I worked with offers me ample opportunities of obtaining external funding for its organic expansion programs and that’s prompted me to explore a wider range of financing products to lower down its financing costs and provides flexibility in term of collateral and terms. The hands on experience and insightful aviation knowledge prospered me with a very varied and valuable experience, which I later discovered to be so useful to part of my business.

Initially I developed in the key operational areas of the company and constantly redefine them through extensive search in accelerating the business progress of the services and the effective  implementation of the processes, taking to the practice many new tweaked processes and procedures with the purpose of reducing both the times and costs. 

In the process of vetting through the sales, leasing, charter, purchasing and financing agreements with the Providers / Clients; I have managed to make faithful and favourable long term business relationship with the clients / providers. Thus I achieved and established a win–win situation for all stakeholders.

I am always searching for new better ideas according to both the internal and external environment by keeping abreast of the rapid external changes that the company has to response in a timely manner. To redefine my thinking skills in securing both, the direct and indirect benefits are my trademark at all the relevant and material times that earned the respect and the full co-operation of all levels of staff.

I was also involved in the development of all the strategic and operational plans together with all the policy matters of the company, from the development to the implementation and armed with providers' networks.

The in-depth and insightful experience enables me to be an organized and effective person to align the strategies of the business, with its intended purpose. As a result, I am able to develop the required confidence, competency and credibility in establishing sound interpersonal relationship with the teams to deliver the desired results through sincere communication

Thursday, 4 February 2016


The Simplest Way to Diagnose Financial Statements

My heartfelt thanks to those who have taken off from their daily busy schedule to attend the 1st road show of my new program, The Simplest Way to Diagnose Financial Statements, trust I have delivered some useful tips, techniques and tools to accelerate their journey forward, as my reward to them.

I am deeply delighted to see such an encouraging level of attendance despite the heavy traffic some of you have to go through. I must say that there was very responsive engagement from many of you throughout the talk, truly drove me to feel and share easily the financial stories, instead of the usual dry, dull and difficult Financial Statements. You awesome guys truly boost up my confidence to another highest level.

Oh! Yup.The information and feedbacks I received immediately after talk were so overwhelming and I can’t thank you enough for your kind action.

I will definitely not only incorporate all these valuable feedbacks, but also take it one step further to conduct more frequent road show through institution or public, which I firmly believe will turn out to be another of my flagship financial product in the near future. Shoot me an email at for those who are interested/ keen to find out more about this program. 

You guys are really awesome and had made this talk a successful one. With this, I am wishing a Happy & Prosperous Chinese New Year to those who celebrate it and Happy Holidays to those who don’t.

Thanks again and let me know should you need any type of training on financial, wealth and mind changing.

This is a good start for the year of 2016 and what matters most is to finish well and strong, which the Fire Monkey will provide us the required fuel for our desire.

With this, I look forward to fostering long term business relationship with you. 

James Oh 


Wednesday, 3 February 2016


Awesome day Everyone,

In view of much greater uncertainty, volatile and changing global business environment ahead, perhaps it is timely for me to share my turn around company’s experience with some of you with the intention to stimulate our thoughts and success oriented plans further. Sharing our experience, skill and insightful experience will benefit larger magnitude of people for a better world ahead.

I still recalled when I first heard about the turn-around guru, Lee Iccacoa who turned around the General Motors during the seventies when I was a student. I was amazed with this guru who inspired me to study this topic with much great extent and interest. I never expected that I would have a chance to put it into a real test.

During my professional service with a trading company, I was given an opportunity to work with the General Manager to turn around this poorly managed company. We were able to turn around the company with a small profit after about six months of hard work, commitment and effective strategic profit rationalised plans.

We have prescribed some success oriented formulae which stopped the company from bleeding further. Various measures such as stay focus on higher profit margin products; contain operational costs, shortening its cash conversion cycle and reduce the bad practice of the cannibalized machine. This bad practice in fact increases our inventories holding period, thus eroding our profit margin.

However, that General Manager left for a better offer from other company and leaving behind the company without a head. I eventually left the company after realizing that a new general manager was leading us to a clueless direction. The company was sold off to third party not long after I left.

No doubts, I didn't really complete my mission as a Turnaround Manager and my dream never end there. I was put into a real test again when I was with another new company when I helped my then employer to grow his private limited company into a publicly listed company. With such fantastic results, I was then promoted to be the Financial Controller of the company.

Thereafter, the company was badly hit by the Asian Financial Crisis in 1996-7 and this enabled me to put my partially incomplete mission and skills into a real test. Because of my strong desire, determination, direction, I managed to deliver the required turnaround result. Just imagine how I had acquired the new skills by laughing it out more often so as to release my pressures especially when my company was hit by numerous occasions such as receiving Section 218 notice, Seizure notice, etc.

Fortunately, my boss and then the owner who earned my trust over the years gave me full support by granting me more authority to effectively implement several drastic strategic and operational plans to keep the company afloat. There I had even take up new roles to sharpen my business development skills. It is a real rewarding and memorable for me to have such a wonderful experience as turn-around manager. This experience shaped me into a more-handy and complete person to face much greater challenges. The company finally continue its services and fulfill its other commitments. The rests are history.

It well demonstrates the point that no storm can last forever but only the tough people last. Again, it is timely for me to reflect what I had experienced so as to benefit larger magnitude of people at the time of greater challenges ahead in view that four out of five largest emerging economies, BRICS except India are declining in economic growth characterise by weakening commodities’ prices and numerous economic nourishment (Quantitative Easing) by many countries over last decade. This un-precedented economic challenge is the new global phenomenon that requires higher thinking skills to solve this new challenge. 

The hands on experience of the entire turn around process, was a tough but real sweet and rewarding job. I finally realised one of my dreams of becoming a turnaround manager in 1998, at the age of 38. Blessing led to more blessings I even took my new venture in internet to a new height. Again, I have seen the light in my new venture.

Today, my labour of love has been featured in the media multiple times namely in Smart Investor Magazine, Financial First (MFPC) , Money Compass, Corporate Voice Journal (MAICSA), Journal of Wealth Planning and Management (MFPC), FlyMe360 and Hospitality Asia magazines. I have self-published eight books, specializes in value creation. 3 out of 8 books have been upgraded to second edition and beyond.
With my passion in sharing my thoughts and knowledge in both the financial, wealth and mindset fields, I was officially appointed as a trainer and speaker with various local professional institutions, and economic updates with an international business club.

My recognition goes beyond the organization I served in as I was invited to be one of the speakers at the Secretarial Conference in Kuala Lumpur on Dec 2 & 3 2015, a conference organized by Camfori Training Provider that featured comprehensive secretarial and financial strategies and solutions featuring 10+ thought leaders and speakers.

Check for more details at

Sunday, 31 January 2016


Hi!  Everyone,
Warm Wishes from the Money Tells Stories Team.

We would like to wish all of our Chinese clients, business associates, members and your families  'Happy Chinese New Year'. While for our other clients, business associates and members, we wish you a 'Happy Holiday'

"Wishing the fire Monkey year bring you abundant HAPPINESS, HEALTH, WEALTH, PEACE and LONGEVITY this coming Chinese New Year"
Gong Xi Fa Cai 

Thank you.

Friday, 29 January 2016


Very blessed day, everyone.

Time flies, this is the second time I am invited to attend FPAM annual luncheon talks and networking, just a few weeks away from Chinese New Year.

It's really a blessing to meet so many new people in this function. It is really a small world that I have met up with numerous familiar friends there. As usual, we managed to catch up with each other at this meaningful function.

In this connection, I write to express my thanks to the FPAM for inviting me to celebrate its annual luncheon function together with its sponsors, key speakers and financial players from various industries. Hope this will help to enhance our relationships further, better and deeper.

This celebration also made me proud to be there for being able to continuously play my new role as a trainer in the financial industry, apart from allowing me to network with others from other financial sectors. Mindful that networking is your net worth. Trust this is just the beginning of our collaboration and we will grow closer in the many good years to come. Who knows we all can collectively work together to prosper the financial industry further by blessing larger magnitude of people. So, never underestimate the power of networking.

Use your precious time to view those photos taken at the Sime Darby Convention Centre, Taman Tun area. Wow! I really enjoyed myself there.

Now it’s your time to either post your comment just below this post or send it to Thanks you in advance for your kind action.

Let us support each other professionally and personally so as to progress collectively.

Thanks to our strategic partners who have helped us achieve what we believe in. There is still a long journey ahead and we will continue to work toward our desired destination.

If you are keen to attend our workshop on specialized financial literacy, wealth and mindset, please email to

We are more than happy to contact you and making your dream happens is our mission and helping people to unleash their invisible wealth is our passion.

Thank you and wishing you have a great fruitful day,

James Oh

Chief Value Creation Officer