Tuesday, 1 June 2010

KEY FACTORS TO CONSIDER WHEN BUYING A CAR

Happy day to you,

Buying a car involves a major financial decision and it deserves careful consideration. It is quite easy to be scammed if you are not careful especially if you are the first time car buyer. Therefore, to reduce your chances of getting an undesired deal, you need to know precisely what factors to consider.

1.0 RESEARCH

Thanks to internet which serves an excellent resource for gathering information on the cars of your choice. Conducting research is a must if you intend not to pay too much for your dream car, which may be far out from its range of market price. By comparing  the prices, you will be able to reduce your chances of paying unreasonable high price. Thereafter, you can embark to shop around with different dealers so as to obtain the best price for yourself.

As such, you need to do some research before going to a dealer. Even if you were to buy from a private party, these information serve as a good guide for you. Needless to say, you need to have prepared questionnaire that will enable you to get appropriate information so as to derive an informed and smart decision. Information such as finding reasons for offering the car for sale may provide some insight into the problems that may be present.


2.0 RELIABILITY

The reliability of the car is of greater concern. You may go to the relevant websites such as auto check.com and carfax.com to determine how reliable the car really is. However, you may raise questions about the cars' reliability if you are purchasing from a private party. Getting a reliable mechanic to inspect the vehicle for you may be another wise move. Here, the reliability of the car is determined by its history and knowing its past performance is essential.

3.0 PETROLEUM consumption /MILEAGE

This is very crucial especially you do not intend to spend big money on maintaining and operating the car. Usually the bigger the car, the higher the petrol consumption especially when you drive in cities where heavy traffic is involved. Let us face the reality, are we going to bear extra costs for your fuel bill? Do not forget that the fuel price is on an upward trend. Nowadays many people I know prefer to purchase User friendly vehicles as these vehicles give you better mileage with less petrol consumption.

4.0 TEST-DRIVE
When taking the car on a test run, makes sure you are comfortably seated and happy with its performance such as the pick up power. Adjust the seat levers to your comfort. If you still don’t feel comfortable, then reconsidering your choice seems to be a better move.

5.0 IN DEMAND VEHICLES

Read about the cars you have in mind before you go ahead with the purchase. Alternatively, you may check with your friends, neighbors or family for their preferred and reliable car types.

6.0 SAFETY

This is a main concern especially if you travel with younger children frequently. Avoid buying those cars which are not up to standard. Read the safety features from the brochures or check with someone who you trust and have experience in this area.

7.0 AUTO INSURANCE

You may obtain the insurance rates and the policy that is appropriate to you. It is important to compare rates before choosing an insurance policy. Here, you must be aware that the insurance premium is usually proportionate to the age of the vehicle as certain loading will be added if the car is of certain age, apart from the type of profession you are in.

8.0 AUTO FINANCING

You may buy in cash or you may opt for a financing package. The interest rate is usually l proportionate to your loan tenure and the age of the vehicle. In my country, people usually buy through hire purchase where fixed interest rate is determined prior to the loan drawdown. In those advanced countries, leasing or other type of loans are used.

If you have considered all the above factors, you will be able to make a more informed decision when you buy a car.

Your Chief Servant,

James Oh

Founder and Group CEO

Skype me at james.oh18

11 comments:

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