STEPS TO MAKE YOUR DREAM HAPPEN

SIMPLE AND EFFECTIVE STEPS TO MAKE YOUR DREAM HAPPEN
NEVER UNDERESTIMATE THESE STEPS
IF YOU USE IT APPROPRIATELY
THEY CAN MOVE MOUNTAINS

WISHING YOU SUCCESS,

JAMES OH

STRONG MIND IS WEALTH

TO ACKNOWLEDGE AND ACCEPT THE ABOUT TRUTH IS THE FIRST STEP OF CREATING WEALTH. NATURALLY, IT IS CRUCIAL FOR US TO FEED OUR MINDS WITH ALL THE REQUIRED HEALTHLY STUFF IF YOU TRULY DESIRE TO SEEK FOR STRONG MIND.

IN THIS REGARD, LET US ACTIVELY WORKING TOWARD THIS GOAL FOR A BETTER TOMORROW.


SEEING YOU AGAIN AND PLEASE LEAVE YOUR FEEDBACK, OPINION. VIEW AS HOW WE CAN PROSPER FURTHER.

JAMES OH

BOOK LAUNCH - " MAJOR ISSUES IN COMPANY LAW"

A BOOK LAUNCH OF “MAJOR ISSUES IN COMPANY LAW”, 3^rd Edition, TO BE OFFICIATED BY YB SENATOR DATO’ IR DONALD LIM SIANG CHAI -2 May 2012, Hotel Istana.

SERC, on behalf of Sweet & Maxwell and the author, has the great pleasure in inviting you to a book launch on the 3^rd Edition of “Major Issues in Company Law”, a comparative legal framework between the People Republic of China and English Law. The launch will be officiated by YB Senator Dato’ Ir Donald Lim Siang Chai, Deputy Minister of Finance, Malaysia.

Details of the book launch are as follows:

Date: 2 May 2012 (Wednesday)

Time: 2.00 pm – 5.15 pm

Venue: Safir 1 & 2, Hotel Istana

73, Jalan Raja Chulan

Kuala Lumpur

Language: English

This is a bilingual text, Mandarin and English, authored by Mr. Peter Koh, an advocate and solicitor from Singapore, barrister and solicitor, British Columbia, Canada and a solicitor, England and Wales.

Given the economic resurgent of China and close economic linkage between Malaysia and China, this is a must have reference text for Malaysian lawyers, professionals, academician and business entrepreneurs having an operations in China with little legal background and strong grounding in Chinese.

This event is in consultation with SERC Sdn Bhd and sponsored by Bank of East Asia.

Thank you.

Warmest Regards,

James Oh

SECRET OF WINNING BIG

Ladies and gentlemen,

I'm so excited to come forward and share my thoughts on ABC's Wealth Creation because this is my passion to do so. Shall you repeat what I say after these, A stands for Accumulation, B for Better Monitoring and Managing Wealth and C for Creation. These three simple steps are Powerful. I repeat these three processes are Simple and Powerful - They can move mountains.

Permit me to use the following examples as illustrations of these Powerful Secret Bullets:-

To begin with, assuming Daniel has monthly sole income of 5k. He spends all his income to acquire the lifestyle he wants. Leaving ZERO balance in his bank accounts at the end of each month. He will stay status quo forever, Right ? Folks. We can't have sun shine everyday. What will happen to Daniel in a rainy day ? Do you think he is going to survive comfortably with the same lifestyle if he lost his only source of income?

I give you another Scenario. Everything assumed to be the same except this time Daniel spares 2k per month for his savings with less luxurious lifestyle. For simplicity, we further assume that he places all of his savings in the Fixed Deposit with Financial Institution earning an interest of 3% per annum. At the end of the month, his saving will grow with the interest earned.

Be mindful that we are living in high inflationary regime, who does not agree? what would you think the realistic inflation rate of our country be ? let us say 6% per annum, is it fine with you guys? With the interest rate of 3% Daniel earned from the Fixed Deposit, the inflation will eat into Daniel's saving. This is because the interest earned is not sufficient to cover the inflation. Do you follow? As a result, Daniel is losing out 3% per annum in the real sense. In short, Daniel may think he is a saver ? In fact, he is a sucker and a loser. You must realize this crucial point.

No doubts your Wealth/ Net worth is still growing in number over times. But your REAL return will be in the negative of 3%. In the above case, every RM 100 you saved after a year will become RM 97 in real term. In other word, you are poorer by RM 3 because you are only able to buy RM 97 worth of goods compared to RM 100 worth of goods a year ago.

Do you think it is a wise move? But don't get me wrong that I am anti-saving in the form of Fixed Deposit. My intention here is to make you realize that you are not doing yourself justice because you have not put yourself in a better position.

Lastly, let me take you through the third scenario. Assuming that everything is the same as in Scenario II. But this time instead of saving in the form of FD, Daniel decided to invest his monthly income of 2k which earns him an average return of 10% per annum.

Even with the inflation rate of 6%, Daniel still grow his wealth by 4% per annum in the real sense. By doing so, he is growing his wealth both in absolute figure and real term. Am I speaking German to you? In short, he managed to grow his wealth, by positive 4% after netting off the inflation.

By now, who does not agree with me that we need to take positive action to hedge our money against inflation no matter what? No doubt, investment does not guarantee that you will enhance your wealth. Nothing in this world is ever certain except death and taxes. In addition, one more thing is also sure certain, that is if you don’t do or try anything, you will sure get nothing. 

In summary, we need to acquire the skills, aptitude and know how on how to invest our money wisely so as to generate the return that far exceeds or at least sufficient to cover the inflation rate.

Stay tune and I will share with you more of wealth management in my next few speeches.  

James Oh

http://my.linkedin.com/pub/oh-james/12/a11/29b

http://www.facebook.com/people/James-Oh/706849667

http://www.facebook.com/people/James-Oh/706849667#!/pages/Lift-You-Up-Always-there-for-You/176685462397920

Skype me at james.oh18

Tea Art Blog - Enriching Life: LOVE THIS BLOG

Tea Art Blog - Enriching Life: LOVE THIS BLOG: From the moment you read us,  We know we couldn't believe our eyes,  We can rule out that it was not love at first sight,   and ...

THE GREAT DIFFERENCE BETWEEN A RICH AND POOR PERSON

DO YOU AGREE WITH THE ABOVE STATEMENT? PLEASE VOICE OUT YOUR OPINIONS IN THE COMMENT COLUMN PROVIDED BELOW.

WE LOVE AND VALUE YOUR OPINION ?

THANK YOU IN ADVANCE AND LOOK FORWARD TO HEARING FROM YOU,




JAMES

WITH WEALTH, NO HELL (SPEECH)

Ladies and gentlemen,

Who wants money? (Raise your hand and wait for response)

Who wants wealth? (Raise your hand and wait for response)

Yes, that is exactly what I want to share with you today. I feel very privilege to stand before you to talk further on the ABC of Wealth Creation because this is my passion. Let us do this together, A stands for Accumulation, B for Better Monitoring and Managing Wealth and C for Creation. These three processes of wealth creation are Simple yet Powerful. I repeat, these steps are Simple and Powerful - If you doing it right, they can move mountains.

To illustrate my points further, please allow me to use the following examples on how this Powerful Secret Bullets work:-

To begin with, assuming Daniel has a monthly sole income of 5k. He spends all his income to acquire the lifestyle he wants, leaving ZERO balance in his bank accounts at the end of each month. He will stay status quo forever, Right? As we all know that the sun does not shine every day. What will happen to Daniel on a raining day? Do you think he is going to survive the same lifestyle if he lost his only source of income? Definitely no, right?

Let me give you another Scenario. Assuming that everything is the same except that this time Daniel leads a simpler lifestyle. He spares 2k per month for his savings. For simplicity, we further assume that he places all of his savings in the Fixed Deposit with Financial Institution earning an interest of 3% per annum. At the end of the month, his saving will grows with the interest earned. Are you following me so far?

Be mindful that we are living in high inflationary regime, who does not agree? What do you think would be the realistic inflation figure in our country? Let say 5% per annum, is it fine with you guys? With the interest rate of 3% Daniel earned from the Fixed Deposit, the inflation will eat into Daniel's saving. This is because the interest is not sufficient to cover the inflation. Do you follow? As a result, Daniel's wealth is losing out 2% per annum in the real sense. In short, Daniel may think he is a saver. In fact, he is a sucker and a loser. You must realize this vicious point.

No doubts his Wealth/ Net worth is still growing in number over times. But his REAL return will be in the negative of 2%. Every RM 100 he saved after a year will become RM 98 in real term. In other word, he is poorer by RM 2 because he is only able to buy RM 98 worth of goods compared to RM 100 worth a year ago.

Do you think it is wise for him to do so? But don't get me wrong that I am anti saving in the form of Fixed Deposit (FD). You may do so for emergency purpose or for a short term tenure. Here, I just want you to realize that you are not doing yourself a deserving favour because you have not benefitted anything.

That was the 2^nd scenario. Lastly, let me take you through the third scenario. Assuming everything is the same as Scenario II. But this time instead of saving in the form of FD, Daniel decided to invest his monthly saving of 2k which earns him an average return of  9% per annum. Daniel may be a bumiputra like Haji Hashim who could invest in ASB which yield between 9% to 12% interest!!

Even with the inflation rate of 5%, Daniel’s wealth still grows by 4% per annum in the real sense. By doing so, he is growing his wealth both in absolute amount and intrinsic value. Am I being understood here? In short, Daniel managed to grow his wealth by positive 4% after netting off the inflation of 5%

By now, who does not agree with me that we need to take positive action to hedge our money against inflation no matter what? No doubt, investment does not guarantee that you will enhance your wealth. Nothing in this world is ever certain except taxes and death. Another thing which is also certain, if you don’t do anything, you will surely get nothing. 

In summary, we need to acquire the skills, the aptitude and the knowledge on how to invest our money wisely.We must generate the return that far exceeds or at least is sufficient to cover the inflation rate.

Stay tune and I will share with you more of wealth management in my next few speeches.  

Thank you.

HOW TO IDENTIFY HOUSING BUBBLES (VIDEO)

THE ABOVE VIDEO IS ESPECIALLY FOR THOSE WHO INTENDS TO INVEST IN REAL ESTATE IN MALAYSIA

"LIFE IS HAPPENING TO ME" OR "I AM CREATING MY LIFE"

Firstly, please allow me to express my heartfelt thanks to En Yusmi Yusof for allowing me to publish his appended awesome article here:-

Happy reading and trust you find it of assistance to you,

Thanks and look forward to hearing from you,

People say life begins at 40 but for us, it begins once we wake up every morning. At 6 am all your routine daily life is starting. We go to work at early grey morning into the traffic chaos and back when the dust is settling. There’s no way out. Any how life must goes on. Nowadays, if we earned RM5k per month living in fast moving city like KL we just still get nowhere. Increasing oil prices, high medical and education expenses sometime really makes our life crash. 


How much harder can we work? How many more jobs must we change before we get to that elusive dream.  It is tiring and it is not happening.

A Way Out

Typically, both husband and wife ought to go working for support their living. They have no choice but to engage the caregiver to handle and feed their child when they off to work. Every day we only have three remaining hours to spend time with them. Is our lives designed  this way? It's happening to most of the people, so we think it is normal. No one’s fault. We just don’t know how to address this problem correctly and there’s no one here to support or guide us.

Ordinary people says, “Life is happening to me”; but extraordinary people says, “I am creating my life”

We don’t have any ability to change people or situation that emerges in our life. Like it or not, we are the only one who can change our life the way we want it. Change your perception of life and take action to get what you want.

Learn and Strive.

Start learning new things to create an exciting and thrilling extraordinary life ahead for yourself. Remember if you keep doing the same thing you get the same results. Starting something new doesn’t means that we have to struggle and suffer at the beginning. In fact, with the correct knowledge and guidance it will help us in managing our time properly, reducing other risks and shorten our learning curve.

Let’s us think for a moment, if we own properties that give us a good rental or short-term investment that could help us to support our living in this crucial time wouldn’t that be helpful? Being employed but having other source of income? It is POSSIBLE. To make that happen in our life, we just need a correct guidance and the right people to connect with. People who can support us to make money, not people who help us SPEND money.

Start Creating Your Life

For those who determine to start creating your life from now, this is the suitable time to you to attend the Multiple Sources of Income Summit. You will learn various sources of income in ONE PLACE. You get to learn from 5 Wealth Experts. This great event is the 13^th time that is organized and over 1,000 people has attended. It will be held on 21 th April 2012 at Grand Dorrset Hotel, Subang.

Don’t miss this opportunity.

This is one day event for only RM78 (early bird-before 18  April) that could change your life eventually. Register now and you can bring your friend for FREE. Not good enough????First 100 person to register  will get the book Secret of Milionaire Investors worth RM49.90 also just for FREE. Attend, listen and learn.

Learn various Multiple Sources of Income’s strategies and if you did not get at least one good idea …you get your money back…YES 
MONEY BACK IS GURANTEED.

All details are provided in the web. Start creating your future today by click link below and REGISTER NOW, because you deserve better. J

Click Here: http://msisummit.com/email/msisummit.html

I KNOW WHO'S SABOTAGING YOUR SUCCESS

I KNOW WHO'S SABOTAGING YOUR SUCCESS

I feel privileged to share the appended invaluable article with you. This is because I have a similar personal experience, luckily I did not allow it to control me even at a very young age. This blessing is a gifted talent to me from above, despite having very little knowledge or being unaware of this little monster who had tried to stop my dream.

My purpose of sharing it with you, as a friend, is to make you realize this vital point, so that you are not prevented from living up to your dream. I want to be honest to tell you that I hate dream killers. As such, I can't be quiet and cannot be prevented to do something positive to stop such a destructive monster from stopping anyone who are going after their dreams. This is also with this mission of this blog to empower others to live their lives to its fullest. This is a person's right to do so, so to speak. 

We shared the same belief and hold strongly that we are our own greatest enemies. Therefore, the soonest you realise and acknowledge this fact, the better you will be because this is the very first step working towards your financial independence.

Therefore, please don't stop here, but continue to read the wonderful article below.

Thank you for your time and effort to do so.

James

I know who's sabotaging your success… 

The one who's acting like a little monster… you know this person very well, but sometimes you don't realize they're holding you back. 

Are you ready for me to reveal who the culprit is?

Well, believe it or not… it's you!

Let me explain why I say this… and how I came to learn this.  When I say that "you're sabotaging yourself"… I mean that thoughts you may not even be aware of are sabotaging your success. 

These thoughts are called "limiting beliefs," and we form them at a very young age, and everyone, yes everyone, has them, so you're not alone. 

Most of us are completely unaware that we have limiting beliefs. I first realized mine in February of 2008 while filming a video with Lynda Dyer. 

Lynda walked me through an exercise asking me a series of questions about money. She asked when I first started to form a limiting belief around money, and it was at age 5. 

That's when I started going to school and noticing that I didn't have the cool shoes, bags, didn't own much - like the other kids did. 

It was then that I realized I had "less than." 

And it was then that my limiting belief around money was born…. and little to my knowledge I would carry that burden for years to come. 

You see, between the ages of 2-6 our brains are in "sponge mode" which is a theta brain wave state. 

In this stage we observe everything and learn how to act and respond to the things around us. 

At that age we're very impressionable and those are the years when we form opinions about things like money, health, self-confidence, and love amongst other things that influence us for the rest of our lives.  

Those are also the years limiting beliefs are formed. Beliefs that we'll carry for years to come. Beliefs that have the ability to hold us down. 

So what now?

Now that you've identified how the little monster inside can hold you back from success, how do you use this information to move forward? 

We can't change the past, and there's no point in trying. Instead we can spend time focusing on how we can change our thoughts and consciously choose the thoughts and characteristics we want to possess.  

So I encourage you to look at the areas of your life you're looking to improve and replace your negative thoughts/statements with positive ones. 

So instead of saying "I can't pay my bills," say "I pay my bills in full every month." Repeat this everyday… and then one day, it'll be your reality. 

You'll be programming yourself for success through repetition. 

I look forward to hear about the progress you make, and how you'll turn your little monster into your secret weapon for success. 

To your abundantly fulfilling life,
Natalie 

P.S. I shared this with you not as a "guru" or "expert," but as a friend. I told you my personal experience in hopes that you'll gain something positive from it :) 

James Oh

http://my.linkedin.com/pub/oh-james/12/a11/29b

http://www.facebook.com/people/James-Oh/706849667

http://www.facebook.com/people/James-Oh/706849667#!/pages/Lift-You-Up-Always-there-for-You/176685462397920

Skype me at james.oh18

PASSION IS WITHIN YOU

PASSION IS WITHIN YOU

Treasure yourself and do yourself  justice 

Give yourself the best and dearest thing

That is living your life to its fullest

Don’t take anything for granted

With passion, nothing is not within your reach

You can make it anywhere

Don’t let anyone to pull you down

Never give up or compromise with it

Just be strong and you will be happy

Be yourself and trust your instinct

Let your heart leads you

Remember always this is who you are.

James Oh

http://my.linkedin.com/pub/oh-james/12/a11/29b

http://www.facebook.com/people/James-Oh/706849667

http://www.facebook.com/people/James-Oh/706849667#!/pages/Lift-You-Up-Always-there-for-You/176685462397920

Skype me at james.oh18

5 KEYS TO FINANCIAL SUCCESS

Recently I have read the appended article below, written by Bernice Napach, with so much of excitement. Because it stirs up my inspiration to follow her bold foot step in helping ordinary people to organize their financial lives. 

As some of you may be aware that I am gifted in this particular area from a very young age. Thank God and wouldn't you agree that I should use this talent, experience and skill I have now for this noble act? Definitely yes, Right? To me, everyone needs to know how to fish and this is the sure way he can have fishes for the rest of his life.

In line with the proverb that if you want to ask the about the road ahead, you should ask those who had returned back. The more I thought of it, the more it drives me to do so.

As such, I decided to share this knowledge and skill through this blog with the intention it could empower others to a certain extent to organize their financial matters so that they have better control of their lives. This serves as a way for me to repay to world which I have been benefiting from. 

Thanks for visiting this blog and looking forward to hearing from you,

James Oh

5 KEYS TO FINANCIAL SUCCESS

By Bernice Napach

If Alexa Von Tobel had her way, there would be a primetime reality show that focuses on educating people about their personal finances, just as "The Biggest Loser" educates people on eating healthy.

"I love that show," says Von Tobel, a Harvard graduate. "The six million people who tune in every Tuesday learn about healthy choices and the basics of living a healthy lifestyle. I wish there was a show like that about personal finance."

Von Tobel didn't create a TV show but did probably the next best thing. With $75,000 of her own funds and $1.1 million seed money from Goldman Sachs, she started LearnVest, a Web site dedicated to helping ordinary people organize their financial life. "You can stop a lot of [financial] problems from starting if you simply empower people to have some of the financial basics in their head before they start," she says in an interview with The Daily Ticker.

Her first words of advice: have a financial plan. "Understand what you're trying to achieve for the next three to five years and understand how to dice up all of the dollars you take home every month."

Her other top recommendations:

-Live by a budget

-Prioritize Debt Repayment

-Have 6 Months Worth of Emergency Savings on Hand

-Start Saving for Retirement Now

-Negotiate Your Salary

Von Tobel says many people haven't grasped these "financial basics" because they're not part of the public school education system. "There's a huge lack of financial literacy in America simply because it's not taught formally in our school decisions......yet it is a topic that affects us every single day of our lives."

James Oh

http://my.linkedin.com/pub/oh-james/12/a11/29b

http://www.facebook.com/people/James-Oh/706849667

http://www.facebook.com/people/James-Oh/706849667#!/pages/Lift-You-Up-Always-there-for-You/176685462397920

Skype me at james.oh18