VALUABLE CONSIDERATIONS FOR 2017 AND BEYOND

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*1. ON EARNING:*

Never depend on single income. 
Make investment to create a second chance.
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*2. ON SPENDING:*

If you buy things you do not need, soon you will have to sell things you need.
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*3. ON SAVINGS:*


Do not save what is left after spending, but spend what is left after saving.
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*4. ON TAKING RISK:*


Never test the depth of a river with both feet.
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*5. ON INVESTMENT:*


Do not put all eggs in one basket.
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*6. ON EXPECTATIONS:*


Honesty is a very expensive gift. Do not expect it from cheap people.
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*7. Past* is a waste paper, present is a newspaper, and future is a question paper.
 Come out of your past, control the present, and secure the future.
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*8. When bad things happen* in your life, you have three choices. 
You can either let it define you, let it destroy you or you can let it strengthen you.
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*9. Our eyes are in the front* because it is more important to look ahead than to look backwards.
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*10.* We use pencil when we were young, but now we use pens. Do you know why? Because mistakes in childhood can easily be erased, unlike now.

*Wish you a prosperous 2017 !!*