Thursday, 8 October 2015



“The biggest failure you can have in life is making the mistake of never trying at all.” Unknown. This is because it will stop you from venturing in any new activities. Look around you amongst those who have achieved such tangible results has anyone not taken extra mileage than the average. “Do not go where the path may lead, go instead where there is no path and leave a trail.” Ralph Waldo Emerson. This is because many of us live as prisoners to architecture define by capitalism. Rent is too high and far out of balance with wages. Mortgages are rigged against us.

The bigger the challenge, the bigger the opportunity it is. It grows in direct proportion. Similarly wealth is grown exponentially.

The first step working towards anything is to consciously decide, dedicate and determine that you are not going to stay where you are now. You make a wise choice. You have to walk through your chosen path and no one can help you to walk through. Constantly make things better, faster and further.

Do you seriously desire to grow your wealth exponentially? Yes I do and you have to. Why I say so? More to gain, but nothing to lose as the saying that if you think you can, you can. If you think you can’t, you can’t. Both are equally right. So, why choose the latter?

Three main whys we need to grow our wealth exponentially and how we can do it.

REASON #1 We are living in a world that is full of uncertainties.
Corporations, both huge and small are collapsing one after the other. Country goes bankrupt one after the other.

Financial scandals are soaring to new records high; internationally, or locally in Malaysia, these are plentiful, though awful, dreadful yet no longer shameful. I am very certain that you can easily cite me three examples of recent financial scandals.

All these have become norms. We can't leave it to chance. We need to take control of our destinies. We have everything to grow our wealth exponentially regardless of our current status, financial positions and backgrounds. We do it for ourselves and the people we love. Growing our wealth exponentially is the surest way to have better security. The only gate keeper of your wealth is YOU. Stop giving people the express, implied or indirect power to control your wealth, your worth and your health.

Fortunately, I have been growing my wealth since I was 14. Now, I have been reaping my other sources of leveraged income ranging from interest, dividends, rental, investments’ income and royalty.

Despite various trying challenges in my past, my wife and I are determined and had given our children the kind of education that many unfortunate people could only dream of.

REASON #2 Globally High inflation regimes

Have you ever noticed that everything is going up “exponentially” except our pay check? Even if it did, what is the rate of increment as compared to increase in prices of other major consumer items? With the current high inflation regime, inflation will eat into our wealth if we don't grow it bigger, greater and higher than the real inflation rate. 

We need to safely, speedily and steadily build up money in order to give us financial security in retirement, or to give us enough funds to pay for holidays and any unexpected health scares or emergencies as we get older.

In short, without any financial worries, we will be able to enjoy our golden years or even platinum years. Be financially savvy; take full accountability and responsibility of your own wealth. Do whatever you need to fix or shoulder the mess or challenge you are in now.
Worst still, medical science and quality of life continues to increase our life spans. It seems as though many of us are not really living the life we are given. What would we do if we knew we were going to die?

REASON #3 Money is not evil.

It is greed for money that is evil. Money is the energy of exchange or transfer of value. It is neither good nor bad; it just is a means for transfer of value.

We build wealth by building some type of values within us, and then extending these values outside us. For example, I am an Accountant, and thereby build that type of value within me. Then I extend my services to others in exchange for money.

Once we have More Money, we will have More Freedom, Resources and Time to spend with our love ones. By then, we are able to live life of our choices and not play by someone else's rule.
The wealthier we are the more people we can help and we can do it better, faster and further. Give our money, energy and time in support of those good causes, like donating to and participating in charity organizations and activities. 

“The primary beneficiary of such noble actions is always the one who gives, not the one who receives.” Napoleon Hill.

REASON #4 Salaries are not growing as fast as the prices of other major consumable items.

As a result, it is more difficult to save as higher amount need to be spent. You may live simply, but the basic living costs had increased dramatically as a result of higher inflation. In order to set off the higher inflation rate, your wealth needs to grow so as to sustain you and your loved ones.
You can see now that growing our wealth is unavoidable regardless of your chosen lifestyle as cost of basic items increases over time.

We can do it because it is not difficult. This is the way to go about getting what you want.
We don't need to be Rocket Scientists to do well financially. But, we need to use a simple mathematics, logics and common sense, but not cow sense.

Your worth consists in what you are and not in what you have.
Wealth is within our grasp. Everyone has the capacity, of achieving, whether big or small, obvious or hidden, because it is inside us. For instance, we may turn our talents, expertise, hobbies, interests, passions or even our life stories, into Money-Making Speaking, Singing, Acting, Entertaining, Coaching or Consultancy Careers.

a) Constantly apply Knowing- Doing Gap strategies.

I have been applying it to stay above poverty and also during my professional career as Financial Controller to turnaround a company during Asian Financial Crisis in 1996. My other colleagues have been working closely and drastically to bring in more cash flow by enhancing sales and cutting down our costs so as to keep the company floating.

In life we can only have two things - Reasons or Results - and reasons don't count. We either have what we want, or we have "reasons" why we don't have it.

Don't wish for wealth, work for it. We are designed to get the best for ourselves, grow wealth and help others. Why I say everyone can?

b) Start with a daytime dream.

A daytime dream that keeps you awake and not the dream you had during your sleep. Without a dream, failure is guaranteed. Having dreams will not guarantee success, but at least there is a chance for your success.

Get ready and prepare for success. Apply it with action and tangible tools to make it real. “You can create what you conceive in your mind.” Napoleon Hill.

c) Followed by action

“There isn’t enough room in your mind for both worry and faith. You must decide which one will live there.” Unknown.

A vision and goal without action is a wish. By doing, you will have the chance to make it real.
You either gain or learn in any venture. So, choose to have an actionable faith and continue your efforts to make every dream happen. Seek outside help if necessary. You will be surprised to find lots of people are willing to help you. People want to see a better world if your dreams come true especially noble ones.

With the right guidance and proven recipe for wealth, you too can rise from struggle to success.
There is no exact science behind success, but there are most certainly no secrets when it comes to creating wealth or whatever other desires you may inspire to create for yourself.

d) Legacy

Wealth is nothing more than an individual choice just as failure is a choice. It is derived and made possible as the result of a choice.  

The question is whether you have the desire to claim your success, which I believe all of you have.
Never let your "Unconscious Choices” limit your "Consciously Desired" Results.
Pretty cool don't you think?

The answer will become more than apparent as the story reaches its conclusion.

Wealth is well within your grasp and easily attainable if you will only find that "inner place" and make the choice to "allow" it to be so.

You have already taken a major step by reading this book. Now, choose to take the next step and leave behind a good legacy.

Another thing! Prepare to get empowered. Look for something affirmative and positive in each and every day, even if some days you have to look a little harder. Let the challenges make you strong, unshakeable and unstoppable.

AS WITHIN, SO WITHOUT! You are the sculptor of your external reality. This is also the hidden and often ignored creative power within us. This is this power we can use to create the wealth we desire. More importantly, we can do it in a way that allows us to live our life in an easy, stress-free manner. Learn to love without condition. Talk without bad intention. Give without any reason. And mostly, care for people without any expectation.

Always remember a man’s world is the projection of his mind. When his mind is weak, he sees problems. When his mind is balance, he sees challenges. When his mind is strong, he sees opportunities. 

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