Thursday, 31 December 2015

GOODBYE 2015, HELLO 2016

Goodbye 2015. Hello 2016 :)

As we mark the last day of 2015, let’s take a walk down memory lane and reminisce some of the greatest milestone in 2015!

1.     I have published numerous articles in Smart Investor magazines, Financial First and Money Compass; conducted numerous self-developed financial training and economic talks with the professional financial institutions and international business club respectively. My flagship book, Looking Beyond Financial Statements, edition II, Ebook version, had been kicked off apart from Growing Your Wealth Exponentially, Second Edition, Looking Beyond Financial Statements - An Investor's Perspective, Financial Literacy for Financial Independence, Financial Freedom and Richness is my latest addition for the year.

2.     I also developed several new training programs and slowly kicked off with other new professional institutes. So far, I have three (3) SIDC accredited programs and 2 Accredited programs with Malaysian Institute of Accountants.

3.     These new additional self-developed programs enable me to take more aggressive approach in the form of much more actions and collaborations so as I am able to reach out to a much larger magnitude of people, outside my state at much faster pace. I have reached East Malaysia covering both Sabah and Sarawak.

4. I also extended my services by providing book review, interviewing by other famous blogger and speaker for conferences in the year of 2015. These new avenues enable me to reach out even bigger crowd at much faster speed than before. Thanks to those who have placed the trust and confidence on me. Now, it is the time for me to perform my utmost best. 

      5.   Lastly, my online presence and visibility are still gaining momentum in every aspect. More precisely it is growing effortlessly, explosively and enormously. Thanks to the internet world. My Google plus has hit more than 2.0 million views at the time of writing and is still growing similar like my other social media such as LinkedIn, Instagram, Pinterest and etc. 

6.     With these progress, I have managed to secure several more engagements and have also tied up with other training providers to groom larger magnitude of people to achieve their sustainable value creation. Thanks for your kind support that enabled me to make more things happen.

With this, I hope I can continuously add and create value in the society which I have been benefiting from all this while. Please let me know should there be any other areas where my expertise and gifted talents are of assistance to you. These will keep me moving forward to another level of height of success in the second half. It goes without saying that a trainer that does not read is in danger. I also intensified my research to enhance know-know, training and writing skills.

Few milestones had been achieved in the first half of the year due to you awesome guys who have been generously helping me achieve more with less. Hope I can set a good example of walking my talk, so as to inspire others to achieve their dreams too. I truly appreciate the importance of our dreams in making the world better. Thanks God for empowering me to pursue my other dreams despite my advancing age. 

To me, to live life to its fullest is to have your dream materialize in serving people, community and society with much greater value and magnitude. Trust, I am in the right track as I walk through my journey.

Blessing breeds blessings. I must conclude and grateful what 2015 bring me another great year with extremely excellent head start in the month of January 2015 with three speaking workshops. Two speaking assignments were on new topics, one is a motivational topic and the other is on economic and business outlook 2015.

With these, I have set a stronger foundation to grow further with my 5Bs approach - Overcoming Barriers, Pushing Boundaries, Strengthening Belief, Crossing Borders and To move beyond the Horizon, the theme of my first motivational training workshop. To expand my business further is to keep moving beyond in every aspect. Hope the same is for you.

Stay tuned for more updates and let us work harder together to achieve much greater height of success in 2016 with much stronger foundation I have built. 

Thanks for your continuous support.

James Oh 

Chief Value Creation Officer,

Friday, 25 December 2015


"Productivity is a long haul; a marathon without a finish line. But so long as we have confidence and keep working at it together, we will stay in the race - and ahead in the race." Lee Hsien Loong, Singapore's Prime Minister.

Tuesday, 22 December 2015


Course Introduction

Do you have any difficulty in diagnosing financial statements without losing sight of the big picture? If you do, then this course is suitable for you.

Rapidly changing business landscape has created a proliferation of global trading risks and costs, compounded by competition. Thus, invisible ingredients such as Purpose, Profit, Performance, People, Process and Planet become more evident and important.

There is a need to quickly identify the strengths and weaknesses from its financial statements so as to ascertain its 6Ps (Purpose, Process, Performance, Profit, People and Planet) with much certainty.

The starting point is to have deep understanding of the connectivity between each component of financial statements at a much deeper level before you can look beyond to ascertain its potential, the pitfalls and strategies with much certainty.

Learning Outcomes

Simplest, practical and effective ways to analyse both the fundamentals and key functional aspects of the company;

Thorough understanding on how to build a strong financial foundation by focusing on those key ingredients;

Identify both its key strengths, weaknesses, opportunities and threats;

Fundamental and functional aspects of financial statements;

Alert to the external changes and respond appropriately to achieve sustainable business growth and profitability;

Craft own strategic path and plan respectively based on its own strengths and weaknesses;

Able to detect opportunities and the challenges of its current financial performance and position together with its insightful information;

Course Director

James Oh is a self-driven professional and entrepreneur who have established an excellent track record by building his training and consulting business from scratch. His many talents combined with his creativity and strong mind-set, has helped to grow the business from strength to strength. He is well known for his strong leadership skills, resourcefulness, building trust and developing quality relationships. 

He works toward win-win solutions and work well with his business associates, strategic partners and clients with understanding and an eagerness to excel. He built a team and business from scratch and running Money Tells Stories successfully and profitably for the past 5 years. He walks his talk; which set him apart from the other trainers and speakers. He has self-published 8 eBooks in achieving sustainable value creation.

Strengthening Belief, Overcoming Barriers and Crossing Borders had been his motto to drive him to be what he destined to Be a trainer, author and speaker in APAC region. He strongly believes that for one to achieve a dream of his passion, one must first define his or her Vision and be willing to overcome all odds and cross over. From his personal and professional experience, he found the real barriers to achieve a Dream or Vision is in his mind.

James is also a prolific author, trainer, consultant and speaker. He has been regularly featured in multi- media such as Smart Investor, Financial First, Money Compass and many other online media. James has regularly conducted his courses with the local professional institutes and business club.
For more information about his services, please email him at: or visit his website at: 

Specialties: Value Creation, Financial Literacy, Mind Changing for executive level and above, Consulting, Business Process Outsourcing.

Who Should Attend?

Non-financial managers, executives, Team leaders, Supervisors and any personnel who are involved in enhancing value creation from the point of supplies to deliveries.

Sunday, 20 December 2015


Hi Everyone,

I hope you had a happy weekend!

Before you scoot off to a busy new week, I just wanted to remind you that you can hear my recently recorded interview with Mr. KC Lau based on one of my favourite books, "Growing Your Wealth Exponentially” at the link below.

This book has benefited many people, young and old, to help them have stronger mind-sets to manage their financial affairs at ease, so I strongly recommend you to check out this online course here. My mission is to groom people in achieving Sustainable Value Creation.

For an affordable fee of just US$20 (instead of the usual US$60), you can now enjoy lifetime access to more than 30 step by step instructional videos recorded by James Oh, and he will also personally help you with any questions that you have.

The practical practices that James Oh teaches are simple and yet effective in helping you to strengthen your financial skills, and I trust that you and your loved ones will benefit tremendously from this course.

I wish you the very best in your financial success!


James Oh

Monday, 14 December 2015


Wisdom begins in wonder.
Knowing others is intelligent.
Knowing your true self is the beginning of all wisdom. 

The measure of intelligence is the ability to change. 

Think before you speak. 
Read before you think. 
Knowledge speaks, but wisdom listens. 

No one can make you feel inferior without your consent. 
People with wisdom stay with the questions much longer. 
Turn your wounds into wisdom. 

Ironically, he who knows all the answers has not been asked all the questions. 
The desire to reach for the stars is ambitious. 
The desire to reach hearts is wise. 
Even strength must bow to wisdom sometimes.
Courtesy Of Dr Bernard Yeo
(also known as MasterBernardYeo)

Saturday, 12 December 2015





Thursday, 10 December 2015



“To grow wealth exponentially and explosively, you need to embrace unlimited beliefs. By doing so, you will constantly seek a wider range of options for issues at hand.” James Oh.

In life, we commonly consider too few alternatives when making difficult decisions. These are the findings of Ralph L. Keeney, professor at the University of Southern California’s Marshall School of Business and co-author of ‘Smart Choices: A Practical Guide to Making Better Decisions.’
It is advisable to approach a problem first with a question as to whether this is what we really need to decide.Even the action-oriented decision makers, in practice, tend to focus on solutions without considering whether they are truly solving the right problem. Instead of choosing from decisions selected by others, how many of us truly look deeply into what we should be addressing?
In this context, what is limiting your belief? The beliefs that you have implanted and ingrained over time that limit or restrict you from living the life of your dreams and diminish your chance to succeed.
In this article, we are going to discuss about some useful tips and techniques that can help you to overcome your limiting beliefs. If you truly want to change your life, you must first be willing to change your mind.  You need to:-


Do not be captive to your limiting beliefs. To achieve this, you need to open your mind and willingly listen to new ideas, ways or possibilities so that those existing beliefs can be kept in check and replaced, if necessary. By doing so, you will be able to identify these limiting beliefs and unfold them one by one. Eventually you will set yourself free from all these limiting beliefs or false beliefs to create a more authentic you.


This unlimited belief needs to be rooted and grounded deeply inside your heart so as to be resilient to any resistance along your journey. Believe in it wholeheartedly no matter what. You will then stay in full control of yourself regardless of the circumstances you are in. This is the main driving force behind any great success throughout mankind's history.


To grow your wealth exponentially, you need to do what you love. Search for your passion and let your daytime dreams lead you there. You will be surprised as to how it will not only assist you to overcome your limiting beliefs, but also help you create a new course of beliefs that will support you in your journey to success.
I was an extremely shy and introverted person. But when I discovered my passion and became clear of my life’s purpose, I began to write articles in my blogs, books, magazines; I even conducted training programs with the intention of helping people around the world to achieve their goals.


You have to develop them yourself constantly and consistently. You must also have faith that you are capable of achieving your dreams and desires. No surprise why Albert Einstein advocates that “Logic will get you from A to B. Imagination will take you everywhere.” Clarity of purpose and intensity of desire are the chief ingredients of this magic formula.


Put down your own affirmations both in speech and in writing. By doing so, you tend to have a much clearer view of your pre-set goal. It will further assist you to visualize and keep moving towards your goals. Reinforce new beliefs by daring to take up new tasks every day; explore and accomplish them.


Start always with small and petty task before going big. The small achievements will enhance your confidence, capability and competence. You need to build your strength by raising your mind's boundaries and strength. Another way is to stretch your existing mind to squeeze out all the negative elements and replace it with positive ones. Don’t forget that those who move mountain begin with carry small stones.

You need to stay focused on your goals and do not let the circumstances divert your energy, effort and enthusiasm. Stay calm and in control at all times. To do so, you must realize that the power of concentration- just like burning the paper through the magnifying glass using direct sunlight. Similarly, you need to focus on your goals to reap its maximum benefits.


Be aware that negative people can divert your energy and vitality. Therefore, it is wise to stay with positive and like-minded people who can give you the necessary support and appropriate advice as well as new ideas that help you to broaden and enhance your wealth boundaries.


Consistent usage of positive words, actions and approaches will attract more lasting positive elements; effort and energy that you need through your journey in building your wealth. By affirming and reaffirming, you are adding the required fuel in achieving the highest possible level of your wealth.  

Wednesday, 9 December 2015



My decision of venturing into internet shore has brought me many blessing despite initially it appeared to be irresponsible. As I put my passion into this newly found fashion.

I am now not only I am truly enjoy working with, besides having able to produce several greenest book  in Ebooks on the planet which I have announced from time to time.

Please share and comment should you have any other ideas as how people make their physical printed out book as eco-friendly as possible. To me, Eco-friendly is not an option if we truly cared about our planet as it has been badly damaged. We can’t live by putting it aside. We need either collectively or individually do something as much as possible to reverse the damage or at least maintain the rate.
I am a strong believer that eco-friendly environment tis the way forward. This is because it can ensure circular growth rather than the linear growth. The latter is very unlikely to sustain.

What else I can do is my question? Please let me know what else I could do to preserve the environment, please share with me what are the additional tips through the comment provided below.

Thanks and look forward to hearing from me. Stay tune for more exciting news.

Monday, 7 December 2015


Financial Freedom is like a Football Game.
Aim to win and be financially free early and by the first half of the match.
In other words, by 30 years old.

The second half of the game will get harder.
You may become physically weaker and have lesser desire, commitment, confidence and grit.
The game ends when you reach 50 years old.

After 50 years old, you will be playing on extra time.
The heat will be on. Pressures will mount up.

At 55, the extra time is up.
If you have not won the financial freedom game, you may not even get a chance to win by a penalty shoot-out.
It may be too late.
Someone may have to look after you until the end of your life.
There may be tears of regret over lost time and a wasted life.

My dear friend, the game is on.
Start scoring your financial goals now before the final whistle. Game over.

Hope the above metaphor help you ascertain clearly where your current status 

Sunday, 6 December 2015


He is a chartered Accountant with a Law degree.  A financial specialist in value creation since 1980, he has been working under the most arduous situations. However, he is able to produce "impossible to believe" outcomes.

He had helped the founder of a private limited company to grow organically into a publicly listed company and turn around the company and weathered through the Asian Financial Crisis in 1986-7 before James went to work in a newly Singaporean Listed Company. He successfully obtained a banking loan for the erection of its own building within his first year of service. His inner voice was overwhelming after he had vetted through the short and long term celebrity’s contract.

Finally, he came back into his first venture in the internet shore in 1998, he was amongst the few experienced oldies who took a brave and bold initiative in what appears to be an irresponsible decision at that time. He still considered himself to be fortunate in the sense that the online business he sees today is many times different from what it was then. Being one of the first few entrepreneurs to venture there, he of course was looked upon very oddly by the many people around him then.

He was approached by someone who expressed his interest to acquire his blog a year after his new venture. You can imagine how much the blog was worth to him at that time. If you need to start a new blog, you will need to start from scrap, consider what name should be chosen and how to draw the traffic to your blog and so on.

Maybe due to his friendly and helpful character, he managed to make many friends over the globe. he was fortunate enough to be introduced to a few authors and experienced marketers. Soon after his blog got its first break when he was awarded an award and honour prior to his Certified Profession Trainer license from .M.P.M.A, UK and Train The Trainers license from MPSB (Malaysia). The rest is history.

His timing seems to be right again as at that time he started to publish his books and book reviews online before he took it further as an articles writer, conducting courses through various professional institutes and business club. And so this time it was much easier to get connected with the publishers and finally get his articles published in the multiple media such as Smart Investor, Financial First and Money Compass. 

As his name and articles spreads, he was then invited to interview from our renowned local financial expert cum blogger. He is none other than Mr. KC Lau. Thereafter, he was also invited to give a public talk on his latest book, Financial Literacy for Financial Independence, Freedom and Richness apart from his other ventures of getting his books published in hard copy. Now, James ultimately makes his dream of becoming a public speaker a reality. He is a living proof of sustainable value creation which he preached, setting himself apart from the rest of the trainers and speakers.

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Saturday, 5 December 2015



We, at Money Tells Stories blog, believe that the best we can do is to bring an obligation to support and promote a sustainable future in all that we do. As a jointly custodians of tomorrow, we believe that it is our duty to act now by making the following commitments to ensure a Sustainable Future:-

For our people:
We commit to do our utmost best to create and nurture workplaces and working cultures where our people flourish.

For our communities:
We commit to be responsible global citizens by making major positive contributions to the communities that we work and live in.

For our planet:
We commit to constantly minimise by reducing the ecological impact that we create and safeguard the environment that we all share.

For future generations:
We commit to pass on our values and long term aspirations to future generations.
In order to create a sustainable future, where our work lives on, we urge all our blog’s readers to take responsibility for the future of our children 

Thursday, 3 December 2015


Dear families, followers and fans,

Have you ever wonder why you keep busy all day and seem to getting no-where you are heading to? No doubts you may have been trying every possible mean to get more out of your life. There is nothing wrong to get more out of your life. In fact it is a shame if you don’t knowingly you can.

Your effort of reading this post indicates that you are serious of getting it no maters what. The question is whether are you really hungry for the thing that matters most to you or just to get that raise or promotion at work? To take your relationships to a deeper and more fulfilling level? To find your dream job that starts following your true path? I am sure these may be some ponders that occupy in your mind most of the times.

There are no coincidences in life and if you’re reading these words now, it’s because deep down, you know you’re meant to do more with your life. It maybe you have yet to fulfil your dream. Maybe there’s a cause you support. A higher sense of life purpose you want to fulfil or whatever reason you know best.

The good news is that you’re not alone. Most people feel the same way. Sad thing to say is that most people are afraid of trying to reach their goals & dreams and fear of failure. As a result, most of us don’t even try. To save their individual pride, they have to find excuses or justifications. These are the phrases like “I’m too tired” or “I’m too busy” or “I don’t have the free time” are commonly heard.

Are we not asking more intelligent question why other people can? And that’s precisely why instead of a distraction, or chore, we need to find out what is the real cause. This is where James Oh wants to help you make raising your vibrations into a powerful daily habitual.

He is a living proof of what he advocates. Until to date, he has written 8 books (3 out 8 are in second edition) in achieving sustainable value creation, he has published more than a dozen articles in multi-media namely Smart Investor, Financial First and Money Compass.  He also has developed eight training programs which he currently conducted with several professional institutes. His next move is to be a leading public speaker specializes in value creation.

You can contact him at should you believe he is your best candidate to assist you in achieving your goals. 

Wednesday, 2 December 2015

Create Long Lasting Change & Peak Performance

As an effective Value Creation Trainer; I have incorporated Transformation into our training programs to make our training more complete. As such, I have taken the step closer to our intention to groom people and corporations to overcome their mental conditions and self-imposed limitations to achieve sustainable value creation. 

With his personal and professional experience in turning adversities into opportunities since his childhood, James has been equipped with all the necessary skills, mind-sets and proven techniques doing what he is really passionate about...namely helping people achieve breakthroughs in their personal and professional lives.

Making a difference by shifting mind-sets and uplifting people are his trade mark. He has worked his way from scratch and knows that it is a long way ahead. Click at the link, at

These skill sets are specifically geared towards leading a team to produce results within a business environment. Some of the skills I use:

1. Empowering others to unleash their hidden potential to achieve their goals regardless of their current status and background.
2. Turning any adversity into opportunity by giving its effect the appropriate interpretation.
3. Recognizing deeper issues (Beliefs, Core Values, Mental Shifting etc.) behind the problems in their case.
4.  Using appropriate tools to induce necessary changes in behaviour, internal representations (thought) and language patterns, strategies and emotional states
5. Recognizing in-depth knowledge and understanding how people project their external experience from their internal realities.
6. Communicating mastery and rapport skills to convey what needs to change in such a way that they get it on both the Conscious (5%) and Subconscious (95%) levels, thereby making the change deeply rooted in their behaviour and long-lasting effect.

Tuesday, 1 December 2015


I had been busy the last month, November 2015 that brings me several milestones, which I will deliberate later. Though I have not achieved everything I want. I must say I earned some and learned some invaluable lessons. Both mean lots to me and I content with whatever results it turned out.
What matters most to me is to keep expanding my horizon in the month of December 2015 and beyond. In short, it is truly turns out to be another blessed month of December despite it is not a perfect month for me too. 

Fortunately, I keep moving forward fiercely, freely and fearlessly and make wise use of all my resources to reach next level of height. To live in an imperfect state is exactly the way I use to pitch. Mindful that I can give what I have but not what that is not in my possession.

One thing that is certain is I was truly having a fascinating interview experience with a local famous financial blogger cum expert. He is no other than KC Lau. He is a regular column writer for Money Compass, Smart Investor and other financial magazines. I can’t thank him enough for having such a kind initiative. He also recorded our interview, to be posted in our blogs. He also permits me to use it as my promotional tool for my book, Growing Your Wealth Exponentially. This book has been recently published at amazon with a limited time promotion. We hope you can spend time to listen to it so as to have a clearer direction where I am coming from before reading this book, which can give you informed and insightful information to generate your wealth exponentially.

This collaboration enables us to make easy access to each party’s followers and readers. Likewise I have said earlier we are very encouraged by such positive response from the private sector, public sector and the communities which saw great value in what we are doing.

By and large, they understood the impact and contribution, which we can make to our community and society and begin to see how we start to be great.

Please don’t forget to catch my latest article at Money Compass, Dec/ Jan 2016 issue. Let me know your feedback. You may post it at my blog at or directly to me at Your feedback is important for me to enhance myself so as to serve you better.

Lastly, I am also very excited for being invited to give a public talk on financial literacy to a group of nearly 80 people comprises of Secretaries in early  December, 2015. That’s truly gives us a good jump start.

Attach below is the brochure of my profile. Thanks to all the sponsors, event organizer and the participants for their kind support to make this event a success.

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Stay tune for more exciting news which are in the pipeline. Looking forward, I also explore more possibilities of getting my Ebooks out in hard-copy with new parties and I will make the announcements in due course. As some of you may be aware that I do what I share with you. At times, I do hold back some deals especially if the deal is not what I want. Let's face it and accept whatever outcome that turns out.

Keep moving forward fiercely, freely and fearlessly is my style. There is only one month more to go before 2015 comes to an end. Let's always make the present year the best ever year in your life. Yeah! I busy talking to few parties to strike more deals for 2016 onwards so as to make another best year ahead.

As the saying, Activities lead to productive. Thanks to your kind supports that drive me deliver the desired outcome.

Lastly, thanks God for sustaining and maintaining me to be steadfast my journey toward my destination.